<ul id="crumbs"><li><a href="https://www.stb.com.tn/fr/">Accueil</a></li>&nbsp;&nbsp;<li>>></li>&nbsp;&nbsp;</ul>{"id":9906,"date":"2021-03-23T11:54:26","date_gmt":"2021-03-23T10:54:26","guid":{"rendered":"https:\/\/www.stb.com.tn\/fr\/?page_id=9906"},"modified":"2025-04-18T10:33:20","modified_gmt":"2025-04-18T08:33:20","slug":"financement-en-devises-import","status":"publish","type":"page","link":"https:\/\/www.stb.com.tn\/fr\/entreprises\/operations-bancaires-a-l-international\/financement-en-devises-import\/","title":{"rendered":"Financement en devises import"},"content":{"rendered":"<p>[vc_section css=&#8221;.vc_custom_1619004772545{padding-top: 80px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/1920&#215;350-FINANCEMENT-EN-DEVISES.jpg?id=9999) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; el_class=&#8221;banner-top&#8221;][vc_row wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1616615654276{padding-top: 50px !important;padding-bottom: 50px !important;}&#8221;][vc_column][vc_custom_heading text=&#8221;FINANCEMENT EN DEVISES IMPORT<br \/>\n&#8221; font_container=&#8221;tag:h1|font_size:30|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221;][vc_custom_heading text=&#8221;Pour financer vos importations en devises&#8221; font_container=&#8221;tag:h2|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;400&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1616615782216{margin-top: 15px !important;}&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=&#8221;breadcrump-container&#8221;][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}&#8221; el_class=&#8221;bloc-row&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Avantages&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<ul>\n<li>Le cr\u00e9dit financement en devises import est une solution de financement pour permettre aux importateurs d\u2019honorer leurs engagements de r\u00e8glement<\/li>\n<li>La banque leur accorde un cr\u00e9dit \u00e0 court terme en devise ,\u00e0 des taux pr\u00e9f\u00e9rentiels en leur offrant ainsi l\u2019opportunit\u00e9 d\u2019obtenir du vendeur \u00e9tranger une remise pour un paiement au comptant.<\/li>\n<li>Si l\u2019avance en devises est consentie dans la monnaie de facturation du contrat commercial, elle constitue un moyen de protection contre le risque de change.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Caract\u00e9ristiques &#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958264014{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Ce cr\u00e9dit est octroy\u00e9 aux entreprises \u00e9ligibles selon le besoin \u00e0 justifier.<\/li>\n<li>La dur\u00e9e de ce cr\u00e9dit ne peut pas d\u00e9passer les 360 jours.<\/li>\n<li>Pour accorder ce cr\u00e9dit aux b\u00e9n\u00e9ficiaires concern\u00e9s, la banque exige les garanties d\u2019usage suivantes:<\/li>\n<li>Nantissement sur mat\u00e9riel et garanties hypoth\u00e9caires.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}&#8221; el_class=&#8221;bloc-row&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;\u00c9ligibilit\u00e9<br \/>\n&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958287668{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<ul>\n<li>Peuvent b\u00e9n\u00e9ficier de ce Cr\u00e9dit:<\/li>\n<li>Entreprises r\u00e9sidentes et non r\u00e9sidentes.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Documents n\u00e9cessaires&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1641046172339{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<ul>\n<li>Pour b\u00e9n\u00e9ficier de ce cr\u00e9dit, veuillez vous disposer des documents suivants:<\/li>\n<li>Demande client<\/li>\n<li>Pour plus de renseignement, adressez-vous \u00e0 votre agence STB.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_section css=&#8221;.vc_custom_1619004772545{padding-top: 80px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/1920&#215;350-FINANCEMENT-EN-DEVISES.jpg?id=9999) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; 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wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}&#8221; el_class=&#8221;bloc-row&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Avantages&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text] Le cr\u00e9dit financement en devises import est une solution de financement pour permettre aux importateurs d\u2019honorer leurs engagements de r\u00e8glement La banque leur accorde un cr\u00e9dit \u00e0 court terme en devise ,\u00e0 des taux pr\u00e9f\u00e9rentiels en leur offrant ainsi l\u2019opportunit\u00e9 d\u2019obtenir du vendeur \u00e9tranger une remise pour un paiement au comptant. 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[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Caract\u00e9ristiques &#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958264014{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text] Ce cr\u00e9dit est octroy\u00e9 aux entreprises \u00e9ligibles selon [&hellip;]<\/p>\n","protected":false},"author":24,"featured_media":12189,"parent":3156,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Financement en Devises Import pour vos Achats Internationaux | STB","_seopress_titles_desc":"Le financement en devises import de la STB Bank permet aux entreprise de r\u00e9gler les achats \u00e0 l\u2019\u00e9tranger avec taux pr\u00e9f\u00e9rentiels et protection contre le risque de change","_seopress_robots_index":"","footnotes":""},"class_list":["post-9906","page","type-page","status-publish","has-post-thumbnail","hentry"],"publishpress_future_action":{"enabled":false,"date":"2026-04-18 19:15:05","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"language"},"rttpg_featured_image_url":{"full":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/370-x-200-FINANCEMENT-EN-DEVISE-IMPORT.jpg",370,200,false],"landscape":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/370-x-200-FINANCEMENT-EN-DEVISE-IMPORT.jpg",370,200,false],"portraits":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/370-x-200-FINANCEMENT-EN-DEVISE-IMPORT.jpg",370,200,false],"thumbnail":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/370-x-200-FINANCEMENT-EN-DEVISE-IMPORT-150x150.jpg",150,150,true],"medium":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/370-x-200-FINANCEMENT-EN-DEVISE-IMPORT-300x162.jpg",300,162,true],"large":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/370-x-200-FINANCEMENT-EN-DEVISE-IMPORT.jpg",370,200,false],"1536x1536":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/370-x-200-FINANCEMENT-EN-DEVISE-IMPORT.jpg",370,200,false],"2048x2048":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/370-x-200-FINANCEMENT-EN-DEVISE-IMPORT.jpg",370,200,false],"saturnthemes-financebank-full-thumb":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/370-x-200-FINANCEMENT-EN-DEVISE-IMPORT.jpg",370,200,false],"saturnthemes-financebank-grid-thumb":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/370-x-200-FINANCEMENT-EN-DEVISE-IMPORT-270x146.jpg",270,146,true],"saturnthemes-financebank-grid-style1":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/370-x-200-FINANCEMENT-EN-DEVISE-IMPORT-370x200.jpg",370,200,true],"saturnthemes-financebank-grid-style2":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/370-x-200-FINANCEMENT-EN-DEVISE-IMPORT.jpg",370,200,false],"saturnthemes-financebank-service-grid":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/370-x-200-FINANCEMENT-EN-DEVISE-IMPORT-370x200.jpg",370,200,true],"saturnthemes-financebank-staff-grid":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/370-x-200-FINANCEMENT-EN-DEVISE-IMPORT-270x200.jpg",270,200,true],"rpwe-thumbnail":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/370-x-200-FINANCEMENT-EN-DEVISE-IMPORT.jpg",45,24,false]},"rttpg_author":{"display_name":"Rim Jridi","author_link":"https:\/\/www.stb.com.tn\/fr\/author\/rym-pixels\/"},"rttpg_comment":0,"rttpg_category":" <a href=\"https:\/\/www.stb.com.tn\/fr\/\" rel=\"tag\">Fran\u00e7ais<\/a>","rttpg_excerpt":"[vc_section css=&#8221;.vc_custom_1619004772545{padding-top: 80px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/1920&#215;350-FINANCEMENT-EN-DEVISES.jpg?id=9999) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; 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