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[vc_section css=”.vc_custom_1716985274145{padding-top: 85px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/1920×350-COVID-19.jpg?id=9982) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” el_class=”banner-top filter-B”][vc_row wrap_container=”yes” css=”.vc_custom_1617103961120{padding-top: 30px !important;padding-bottom: 30px !important;}”][vc_column][vc_custom_heading text=”CR\u00c9DIT EXCEPTIONNEL COVID 19″ font_container=”tag:h1|font_size:30|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=””][vc_custom_heading text=”Le CR\u00c9DIT EXCEPTIONNEL COVID 19 de la STB\u2026 pour mieux g\u00e9rer vos affaires !<\/p>\n

” font_container=”tag:h2|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”400″ text_transform=”none” has_icon=”” css=”.vc_custom_1716985316981{margin-top: 15px !important;}”][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=”breadcrump-container”][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=”top” wrap_container=”yes” css=”.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}” el_class=”bloc-row”][vc_column width=”1\/2″ css=”.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Avantages” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]<\/p>\n

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• Ce cr\u00e9dit est une solution de financement pour faire face aux r\u00e9percussions des mesures de mise en confinement total pour la pr\u00e9vention de la propagation du Covid_19.<\/li>\n<\/ul>\n

  [\/vc_column_text][\/vc_column][vc_column width=”1\/2″ css=”.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Caract\u00e9ristiques ” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958264014{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]<\/p>\n

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  • Le montant de ce cr\u00e9dit est limit\u00e9 \u00e0 25% du chiffres d\u2019affaires 2019 ou l\u2019\u00e9quivalent de 6 mois de salaires pour les entreprises cr\u00e9es apr\u00e8s janvier 2019.<\/li>\n
  • L\u2019\u00e9ch\u00e9ance de l\u2019octroi de ce cr\u00e9dit exceptionnel est pr\u00e9vu au : 31\/12\/2020<\/li>\n<\/ul>\n

    Pour b\u00e9n\u00e9ficier de ce cr\u00e9dit, la banque exige les garanties suivantes:<\/strong><\/span><\/p>\n

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    • Garantie SOTUGAR (si \u00e9ligible: accord minist\u00e8re des finances)<\/li>\n
    • Garantie usuelles<\/li>\n<\/ul>\n

      [\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=”top” wrap_container=”yes” css=”.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}” el_class=”bloc-row”][vc_column width=”1\/2″ css=”.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”\u00c9ligibilit\u00e9
      \n” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958287668{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]Ce cr\u00e9dit est destin\u00e9 aux:<\/strong><\/span><\/p>\n

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      • Professionnels et entreprises et dont la classe de risque est: 0, 1, 2 et 3.<\/li>\n<\/ul>\n

        [\/vc_column_text][\/vc_column][vc_column width=”1\/2″ css=”.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Documents n\u00e9cessaires” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1641046172339{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]Pour b\u00e9n\u00e9ficier de ce cr\u00e9dit, veuillez vous disposer des documents suivants:
        \n<\/strong><\/span><\/p>\n

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        • Plan de tr\u00e9sorerie pr\u00e9visionnel sur la p\u00e9riode de remboursement<\/li>\n
        • Demande de cr\u00e9dit<\/li>\n
        • Etats financiers au 31\/12\/2019<\/li>\n
        • Accord du minist\u00e8re des finances pour les cr\u00e9dits \u00e0 garantir par la SOTUGAR<\/li>\n
        • Justificatifs du besoin de financement (d\u00e9tail des charges \u00e0 r\u00e9gler).<\/li>\n
        • Pour plus de renseignement, adressez-vous \u00e0 votre agence STB.<\/li>\n<\/ul>\n

          [\/vc_column_text][\/vc_column][\/vc_row][vc_row wrap_container=”yes” css=”.vc_custom_1571735166609{margin-top: 30px !important;}”][vc_column][vc_custom_heading text=”T\u00e9moignages” font_container=”tag:h2|font_size:28|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1642269344368{margin-bottom: 40px !important;}” el_class=”border-left-hr”]\r\n