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[vc_section css=”.vc_custom_1619007105142{padding-top: 85px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/1920×350-beiti.jpg?id=9930) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” el_class=”banner-top”][vc_row wrap_container=”yes” css=”.vc_custom_1617050578503{padding-top: 30px !important;padding-bottom: 30px !important;}”][vc_column][vc_custom_heading text=”PLAN EPARGNE LOGEMENT “BEITI“
\n” font_container=”tag:h1|font_size:30|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=””][vc_custom_heading text=”Vous r\u00eavez de devenir propri\u00e9taire de votre logement ?
\nAvec Le Plan Epargne Logement BEITI\u2026pr\u00e9parez des fondations solides !” font_container=”tag:h2|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”400″ text_transform=”none” has_icon=”” css=”.vc_custom_1617050618457{margin-top: 15px !important;}”][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=”breadcrump-container”][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=”top” wrap_container=”yes” css=”.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}” el_class=”bloc-row”][vc_column width=”1\/2″ css=”.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Avantages” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]<\/p>\n

Devenez propri\u00e9taire de votre propre maison\u00a0!<\/h3>\n

Le Plan\u00a0Epargne Logement Be\u00efti vous permet de constituer,\u00a0progressivement et \u00e0 votre rythme<\/strong>, une \u00e9pargne personnelle, en vue d\u2019obtenir \u00e0 terme un Pr\u00eat pour :<\/p>\n

\n
• L’acquisition d’un bien neuf ou ancien \u00e0 usage d’habitation ou commercial<\/li>\n
• L’acquisition d’un terrain destin\u00e9 \u00e0 la construction d’un logement \u00e0 usage d’habitation ou d’un terrain \u00e0 usage agricole<\/li>\n
• La construction ou extension d’un logement \u00e0 usage d’habitation<\/li>\n
• La construction d’un immeuble \u00e0 usage mixte (habitation et commercial)<\/li>\n<\/ul>\n

  [\/vc_column_text][\/vc_column][vc_column width=”1\/2″ css=”.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Caract\u00e9ristiques ” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958264014{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]<\/p>\n

  Avec le Plan Epargne Logement Be\u00efti, pr\u00e9parez-vous \u00e0 l\u2019acquisition de votre maison\u00a0!<\/h3>\n

  Phase \u00e9pargne :\u00a0<\/strong><\/p>\n

  \n
  • Versements libres sans contrainte de p\u00e9riodicit\u00e9 (versement initial de 250 dinars)<\/li>\n
  • Dur\u00e9e minimale de l\u2019\u00e9pargne\u00a0: 2 ans<\/li>\n
  • Epargne minimale\u00a0: 5.000 dinars (int\u00e9r\u00eats compris)<\/li>\n
  • R\u00e9mun\u00e9ration avantageuse, avec prime de fid\u00e9lit\u00e9.<\/li>\n
  • Les d\u00e9p\u00f4ts en dinars convertibles sont exon\u00e9r\u00e9s d\u2019imp\u00f4t<\/li>\n
  • Souplesse de l’\u00e9pargne (retraits possibles)<\/li>\n<\/ul>\n

    Phase cr\u00e9dit :\u00a0<\/strong><\/p>\n

    \n
    • Montant du cr\u00e9dit est \u00e9gal \u00e0 5 fois l\u2019\u00e9pargne constitu\u00e9e<\/li>\n
    • Dur\u00e9e du remboursement allant jusqu\u2019\u00e0 20 ans<\/li>\n
    • Taux d\u2019int\u00e9r\u00eat avantageux<\/li>\n
    • Au bout d\u2019une ann\u00e9e d\u2019\u00e9pargne, vous pouvez pr\u00e9tendre \u00e0 un cr\u00e9dit par anticipation<\/li>\n<\/ul>\n

      [\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=”top” wrap_container=”yes” css=”.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}” el_class=”bloc-row”][vc_column width=”1\/2″ css=”.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”\u00c9ligibilit\u00e9
      \n” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958287668{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]<\/p>\n

      Le Plan Epargne Logement Be\u00efti, accessible \u00e0 tous !<\/h3>\n

      \n
      • Peut y souscrire toute personne physique de nationalit\u00e9 tunisienne, qu\u2019elle soit r\u00e9sidente ou non, exer\u00e7ant une activit\u00e9 salariale ou lib\u00e9rale.<\/li>\n<\/ul>\n

        [\/vc_column_text][\/vc_column][vc_column width=”1\/2″ css=”.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Documents n\u00e9cessaires” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1641046172339{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]<\/p>\n

        Simplicit\u00e9 des formalit\u00e9s !<\/h3>\n

        Phase \u00e9pargne :<\/strong><\/p>\n

        \n
        • Une photocopie de la carte d’identit\u00e9 nationale (CIN).<\/li>\n
        • Une photocopie de la carte d’identit\u00e9 nationale du conjoint, en cas de souscription \u00e0 un Plan Epargne Logement couple.<\/li>\n<\/ul>\n

          Phase cr\u00e9dit :\u00a0<\/strong><\/p>\n

          \n
          • Le livret Epargne Logement<\/li>\n
          • Une demande de cr\u00e9dit<\/li>\n
          • Les 3 derni\u00e8res fiches de paie (pour les salari\u00e9s) ou la derni\u00e8re fiche de pension (pour les retrait\u00e9s r\u00e9sidents)<\/li>\n
          • Celle du conjoint (cr\u00e9dit contract\u00e9 par le couple)<\/li>\n
          • Un engagement de domiciliation des revenus et les relev\u00e9s des six derniers mois pour les professions lib\u00e9rales et les commer\u00e7ants n’ayant pas de courant d’affaires avec la banque<\/li>\n
          • La D\u00e9claration Unique de Revenus pour les professions lib\u00e9rales et les commer\u00e7ants<\/li>\n
          • Une promesse de vente s’il s’agit d’une acquisition de terrain ou de logement accompagn\u00e9e d’un document renseignant sur l’origine de propri\u00e9t\u00e9 (titre foncier, titre arabe, certificat d’enr\u00f4lement, AFH, SNIT)<\/li>\n
          • Une autorisation de b\u00e2tir et un jeu de plans approuv\u00e9s et des devis descriptif et estimatif globaux, s’il s’agit de construction.<\/li>\n
          • Les devis des travaux ex\u00e9cut\u00e9s et des travaux restant \u00e0 ex\u00e9cuter<\/li>\n
          • Le certificat de propri\u00e9t\u00e9 ainsi que l’agr\u00e9ment du promoteur, s’il s’agit d’une acquisition aupr\u00e8s d’un promoteur.<\/li>\n
          • Les extraits de naissance du client et du conjoint<\/li>\n<\/ul>\n

            Les Tunisiens non-r\u00e9sidents, pour leur part, doivent fournir les pi\u00e8ces suivantes\u00a0:<\/strong><\/p>\n

            \n
            • La carte de s\u00e9jour<\/li>\n
            • Une photocopie des deux premi\u00e8res pages du passeport<\/li>\n
            • Le contrat de travail<\/li>\n
            • Les trois derni\u00e8res fiches de paie<\/li>\n
            • Une d\u00e9claration des revenus<\/li>\n
            • Les relev\u00e9s de compte des 3 derniers mois<\/li>\n<\/ul>\n

              [\/vc_column_text][\/vc_column][\/vc_row][vc_row wrap_container=”yes”][vc_column][vc_custom_heading text=”PLAN EPARGNE LOGEMENT “BEITI“… et les autres !” font_container=”tag:h2|font_size:32|text_align:center|color:%23000000″ use_theme_fonts=”yes” font_weight=”400″ text_transform=”none” has_icon=”” el_class=”title-page-hr-style2″ css=”.vc_custom_1619427647969{margin-bottom: 35px !important;padding-top: 20px !important;}”][vc_row_inner el_class=”row-mixed-box” el_id=”block2″][vc_column_inner width=”1\/3″ css=”.vc_custom_1598866383342{margin-bottom: 20px !important;}”][vc_single_image image=”7713″ img_size=”370×200″ alignment=”center” onclick=”custom_link” link=”\/fr\/tunisiens-a-l-etranger\/comptes-epargne\/compte-epargne-actions\/”][vc_column_text css=”.vc_custom_1619426969425{border-top-width: 0px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 15px !important;border-left-color: #c2c2c2 !important;border-left-style: solid !important;border-right-color: #c2c2c2 !important;border-right-style: solid !important;border-top-color: #c2c2c2 !important;border-top-style: solid !important;border-bottom-color: #c2c2c2 !important;border-bottom-style: solid !important;border-radius: 1px !important;}” el_class=”min-height-text”]<\/p>\n

              COMPTE EPARGNE EN ACTIONS<\/a><\/h3>\n

              ---

              \n

              Vous envisagez de diversifier votre \u00e9pargne ?<\/p>\n

              [\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/3″ css=”.vc_custom_1598866394585{margin-bottom: 20px !important;}”][vc_single_image image=”11743″ img_size=”370×200″ alignment=”center” onclick=”custom_link” link=”\/fr\/tunisiens-a-l-etranger\/comptes-epargne\/compte-special-d-epargne\/”][vc_column_text css=”.vc_custom_1619427701776{border-top-width: 0px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 15px !important;border-left-color: #c2c2c2 !important;border-left-style: solid !important;border-right-color: #c2c2c2 !important;border-right-style: solid !important;border-top-color: #c2c2c2 !important;border-top-style: solid !important;border-bottom-color: #c2c2c2 !important;border-bottom-style: solid !important;border-radius: 1px !important;}” el_class=”min-height-text”]<\/p>\n

              COMPTE SP\u00c9CIAL D\u2019\u00c9PARGNE<\/a><\/h3>\n

              ---

              \n

              Quel que soit votre objectif d\u2019\u00e9pargne, optez pour le Compte Sp\u00e9cial d\u2019Epargne<\/p>\n

              [\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/3″ css=”.vc_custom_1598866402600{margin-bottom: 20px !important;}”][vc_single_image image=”12044″ img_size=”370×200″ alignment=”center” onclick=”custom_link” link=”\/fr\/tunisiens-a-l-etranger\/comptes-epargne\/comptes-privileges\/”][vc_column_text css=”.vc_custom_1619427071714{border-top-width: 0px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 15px !important;border-left-color: #c2c2c2 !important;border-left-style: solid !important;border-right-color: #c2c2c2 !important;border-right-style: solid !important;border-top-color: #c2c2c2 !important;border-top-style: solid !important;border-bottom-color: #c2c2c2 !important;border-bottom-style: solid !important;border-radius: 1px !important;}” el_class=”min-height-text”]<\/p>\n

              COMPTE PRIVILEGES<\/a><\/h3>\n

              ---

              \n

              Le Compte PRIVILEGES \u2026la solution optimale qui vous va !<\/p>\n

              [\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"

              [vc_section css=”.vc_custom_1619007105142{padding-top: 85px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/1920×350-beiti.jpg?id=9930) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” el_class=”banner-top”][vc_row wrap_container=”yes” css=”.vc_custom_1617050578503{padding-top: 30px !important;padding-bottom: 30px !important;}”][vc_column][vc_custom_heading text=”PLAN EPARGNE LOGEMENT “BEITI“ ” font_container=”tag:h1|font_size:30|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=””][vc_custom_heading text=”Vous r\u00eavez de devenir propri\u00e9taire de votre logement ? Avec Le Plan Epargne Logement BEITI\u2026pr\u00e9parez des fondations solides !” font_container=”tag:h2|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”400″ text_transform=”none” has_icon=”” css=”.vc_custom_1617050618457{margin-top: 15px !important;}”][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=”breadcrump-container”][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=”top” wrap_container=”yes” css=”.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}” el_class=”bloc-row”][vc_column width=”1\/2″ css=”.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Avantages” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text] Devenez propri\u00e9taire de votre propre maison\u00a0! Le Plan\u00a0Epargne Logement Be\u00efti vous permet de constituer,\u00a0progressivement et \u00e0 votre rythme, une \u00e9pargne personnelle, en vue d\u2019obtenir \u00e0 terme un Pr\u00eat pour : L’acquisition d’un bien neuf ou ancien \u00e0 usage d’habitation ou commercial L’acquisition d’un terrain destin\u00e9 \u00e0 la construction d’un logement \u00e0 usage d’habitation ou d’un terrain \u00e0 usage agricole La construction ou extension d’un logement \u00e0 usage d’habitation La construction d’un immeuble \u00e0 usage mixte (habitation et commercial) [\/vc_column_text][\/vc_column][vc_column width=”1\/2″ css=”.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Caract\u00e9ristiques ” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” […]<\/p>\n","protected":false},"author":24,"featured_media":9815,"parent":4064,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Plan \u00c9pargne Logement Beiti pour les Tunisiens \u00e0 l'\u00c9tranger | STB Bank","_seopress_titles_desc":"\u00c9pargnez pour votre logement en Tunisie gr\u00e2ce au plan BEITI de STB. Profitez d\u2019un plafond d\u2019\u00e9pargne attractif et d\u2019avantages r\u00e9serv\u00e9s aux Tunisiens r\u00e9sidant \u00e0 l\u2019\u00e9tranger","_seopress_robots_index":"","footnotes":""},"class_list":["post-4271","page","type-page","status-publish","has-post-thumbnail","hentry"],"publishpress_future_action":{"enabled":false,"date":"2026-05-19 23:50:17","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"language"},"rttpg_featured_image_url":{"full":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370x200-sans-txt-beiti.jpg",370,200,false],"landscape":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370x200-sans-txt-beiti.jpg",370,200,false],"portraits":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370x200-sans-txt-beiti.jpg",370,200,false],"thumbnail":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370x200-sans-txt-beiti-150x150.jpg",150,150,true],"medium":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370x200-sans-txt-beiti-300x162.jpg",300,162,true],"large":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370x200-sans-txt-beiti.jpg",370,200,false],"1536x1536":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370x200-sans-txt-beiti.jpg",370,200,false],"2048x2048":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370x200-sans-txt-beiti.jpg",370,200,false],"saturnthemes-financebank-full-thumb":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370x200-sans-txt-beiti.jpg",370,200,false],"saturnthemes-financebank-grid-thumb":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370x200-sans-txt-beiti-270x146.jpg",270,146,true],"saturnthemes-financebank-grid-style1":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370x200-sans-txt-beiti-370x200.jpg",370,200,true],"saturnthemes-financebank-grid-style2":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370x200-sans-txt-beiti.jpg",370,200,false],"saturnthemes-financebank-service-grid":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370x200-sans-txt-beiti-370x200.jpg",370,200,true],"saturnthemes-financebank-staff-grid":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370x200-sans-txt-beiti-270x200.jpg",270,200,true],"rpwe-thumbnail":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370x200-sans-txt-beiti.jpg",45,24,false]},"rttpg_author":{"display_name":"Rim Jridi","author_link":"https:\/\/www.stb.com.tn\/fr\/author\/rym-pixels\/"},"rttpg_comment":0,"rttpg_category":" Fran\u00e7ais<\/a>","rttpg_excerpt":"[vc_section css=”.vc_custom_1619007105142{padding-top: 85px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/1920×350-beiti.jpg?id=9930) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” el_class=”banner-top”][vc_row wrap_container=”yes” css=”.vc_custom_1617050578503{padding-top: 30px !important;padding-bottom: 30px !important;}”][vc_column][vc_custom_heading text=”PLAN EPARGNE LOGEMENT “BEITI“ ” font_container=”tag:h1|font_size:30|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=””][vc_custom_heading text=”Vous r\u00eavez de devenir propri\u00e9taire de votre logement ? 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