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[vc_section css=”.vc_custom_1619007872923{padding-top: 110px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/banner5-1920×350.jpg?id=11425) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” el_class=”banner-top”][vc_row wrap_container=”yes” css=”.vc_custom_1617364276956{padding-top: 30px !important;padding-bottom: 30px !important;}”][vc_column][vc_custom_heading text=”OFFRE CR\u00c9DIT IMMO 48H CHRONO
\n” font_container=”tag:h1|font_size:30|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=””][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=”breadcrump-container”][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=”top” wrap_container=”yes” css=”.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}” el_class=”bloc-row”][vc_column width=”1\/2″ css=”.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Avantages” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]Le Cr\u00e9dit Immo 48h Chrono, pr\u00e9sente les avantages suivants:<\/p>\n

1- Acc\u00e8s rapide \u00e0 la propri\u00e9t\u00e9 de votre logement<\/p>\n

2- Traitement de votre demande dans un d\u00e9lai ne d\u00e9passant pas les 48H (sous r\u00e9serve de compl\u00e9tude du dossier) .<\/p>\n

3- Taux d\u2019int\u00e9r\u00eat bonifi\u00e9<\/p>\n

4- D\u00e9blocage rapide des fonds.<\/p>\n

[\/vc_column_text][\/vc_column][vc_column width=”1\/2″ css=”.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Caract\u00e9ristiques ” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958264014{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]<\/p>\n

\n
• Le montant du cr\u00e9dit couvre\u00a080% du co\u00fbt du projet.<\/strong><\/li>\n
• La dur\u00e9e de remboursement pouvant aller\u00a0jusqu\u2019\u00e0 20 ans.<\/strong><\/li>\n
• La dur\u00e9e de la franchise allant jusqu\u2019\u00e0 :\n
  \n
  • 6 mois pour les cr\u00e9dits \u00e0 la construction;<\/li>\n
  • 3 mois pour les cr\u00e9dits \u00e0 l\u2019acquisition ou l\u2019extension.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n

    Conditions particuli\u00e8res :\u00a0<\/u><\/em><\/strong><\/p>\n

    Vous pouvez faire appel au revenu de votre conjoint pour le remboursement des \u00e9ch\u00e9ances moyennant l’ouverture d’un compte joint.<\/p>\n

    Si vous avez un cr\u00e9dit standing en cours de remboursement, vous pouvez \u00a0pr\u00e9tendre \u00e0 un nouveau cr\u00e9dit de m\u00eame cat\u00e9gorie dans l’un des cas suivants :<\/p>\n

    \n
    • D’une mani\u00e8re cumulative sous r\u00e9serve du respect de la capacit\u00e9 de remboursement<\/li>\n
    • Avec tomb\u00e9e de l’encours<\/li>\n<\/ul>\n

      [\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=”top” wrap_container=”yes” css=”.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}” el_class=”bloc-row”][vc_column width=”1\/2″ css=”.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”\u00c9ligibilit\u00e9
      \n” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958287668{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]Personnes physiques de nationalit\u00e9 tunisienne r\u00e9sidentes \u00e0 l\u2019\u00e9tranger:<\/p>\n

      \n
      • Salari\u00e9s selon un contrat de travail CDI<\/li>\n
      • Commer\u00e7ants et Professions Lib\u00e9rales<\/li>\n<\/ul>\n

        [\/vc_column_text][\/vc_column][vc_column width=”1\/2″ css=”.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Documents n\u00e9cessaires” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1641046172339{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]<\/p>\n

        \n
        • Une demande de cr\u00e9dit.<\/li>\n
        • La carte de s\u00e9jour.<\/li>\n
        • Une photocopie des deux premi\u00e8res pages du passeport.<\/li>\n
        • Le contrat de travail.<\/li>\n
        • Les trois derni\u00e8res fiches de paie,<\/li>\n
        • La d\u00e9claration des revenus<\/li>\n
        • Les relev\u00e9s de compte des 3 derniers mois<\/li>\n
        • Un engagement de virement mensuel permanent d\u2019un montant \u00e9quivalent \u00e0 l\u2019\u00e9ch\u00e9ance du cr\u00e9dit.<\/li>\n
        • Une promesse de vente s’il s’agit d’une acquisition de terrain ou de logement accompagn\u00e9e\u00a0 d’un document renseignant sur l’origine de propri\u00e9t\u00e9 (titre foncier. titre arabe, certificat d’enr\u00f4lement, AFH. Snit).<\/li>\n
        • Une autorisation de b\u00e2tir et un jeu de plans approuv\u00e9s et des devis descriptifs et estimatif globaux. S’il s’agit de construction.<\/li>\n
        • Toutefois, pour les clients qui ne peuvent pas fournir l’autorisation de b\u00e2tir et \u00e0 condition que le cr\u00e9dit sollicit\u00e9 ne d\u00e9passe pas une dur\u00e9e de remboursement de 10 ans avec 120 milles dinars au maximum, il y a lieu d\u2019exiger une attestation \u00e0 d\u00e9livrer par la municipalit\u00e9 qui l’autorise \u00e0 effectuer les travaux d’extension ou d’ach\u00e8vement de construction \u00e0 l’int\u00e9rieur du logement.<\/li>\n
        • Les devis des travaux \u00e0 ex\u00e9cuter.<\/li>\n
        • Le certificat de propri\u00e9t\u00e9 ainsi que l’agr\u00e9ment du promoteur, s’il s’agit d’une acquisition aupr\u00e8s d’un promoteur.<\/li>\n
        • Les extraits de naissance du client et du conjoint.<\/li>\n<\/ul>\n

          [\/vc_column_text][\/vc_column][\/vc_row][vc_row wrap_container=”yes”][vc_column][vc_custom_heading text=”OFFRE CR\u00c9DIT IMMO 48H CHRONO… et les autres !” font_container=”tag:h2|font_size:32|text_align:center|color:%23000000″ use_theme_fonts=”yes” font_weight=”400″ text_transform=”none” has_icon=”” el_class=”title-page-hr-style2″ css=”.vc_custom_1619431382670{margin-bottom: 35px !important;padding-top: 20px !important;}”][vc_row_inner el_class=”row-mixed-box” el_id=”block2″][vc_column_inner width=”1\/3″][\/vc_column_inner][vc_column_inner width=”1\/3″ css=”.vc_custom_1598866383342{margin-bottom: 20px !important;}”][vc_single_image image=”7444″ img_size=”370×200″ alignment=”center” onclick=”custom_link” link=”\/fr\/tunisiens-a-l-etranger\/comptes-epargne\/compte-epargne-actions\/”][vc_column_text css=”.vc_custom_1619431415468{border-top-width: 0px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 15px !important;border-left-color: #c2c2c2 !important;border-left-style: solid !important;border-right-color: #c2c2c2 !important;border-right-style: solid !important;border-top-color: #c2c2c2 !important;border-top-style: solid !important;border-bottom-color: #c2c2c2 !important;border-bottom-style: solid !important;border-radius: 1px !important;}” el_class=”min-height-text”]<\/p>\n

          PACK MARHABA<\/a><\/h3>\n

          ---

          \n

          La STB met \u00e0 votre disposition le pack MARHABA, et vous donne la libert\u00e9 de le composer selon vos besoins!<\/p>\n

          [\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/3″][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"

          [vc_section css=”.vc_custom_1619007872923{padding-top: 110px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/banner5-1920×350.jpg?id=11425) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” el_class=”banner-top”][vc_row wrap_container=”yes” css=”.vc_custom_1617364276956{padding-top: 30px !important;padding-bottom: 30px !important;}”][vc_column][vc_custom_heading text=”OFFRE CR\u00c9DIT IMMO 48H CHRONO ” font_container=”tag:h1|font_size:30|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=””][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=”breadcrump-container”][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=”top” wrap_container=”yes” css=”.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}” el_class=”bloc-row”][vc_column width=”1\/2″ css=”.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Avantages” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]Le Cr\u00e9dit Immo 48h Chrono, pr\u00e9sente les avantages suivants: 1- Acc\u00e8s rapide \u00e0 la propri\u00e9t\u00e9 de votre logement 2- Traitement de votre demande dans un d\u00e9lai ne d\u00e9passant pas les 48H (sous r\u00e9serve de compl\u00e9tude du dossier) . 3- Taux d\u2019int\u00e9r\u00eat bonifi\u00e9 4- D\u00e9blocage rapide des fonds. [\/vc_column_text][\/vc_column][vc_column width=”1\/2″ css=”.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Caract\u00e9ristiques ” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958264014{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text] Le montant du cr\u00e9dit couvre\u00a080% du co\u00fbt du projet. La dur\u00e9e de remboursement pouvant aller\u00a0jusqu\u2019\u00e0 20 ans. La dur\u00e9e de la franchise allant jusqu\u2019\u00e0 : 6 mois pour les cr\u00e9dits \u00e0 la construction; 3 mois pour les cr\u00e9dits \u00e0 l\u2019acquisition ou l\u2019extension. Conditions particuli\u00e8res :\u00a0 Vous pouvez faire appel au revenu […]<\/p>\n","protected":false},"author":24,"featured_media":11425,"parent":4066,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Offre Cr\u00e9dit Immo 48H Chrono pour les Tunisiens \u00e0 l\u2019\u00e9tranger | STB","_seopress_titles_desc":"Obtenez un cr\u00e9dit immobilier rapide avec un traitement sous 48h, un taux bonifi\u00e9 et un d\u00e9blocage acc\u00e9l\u00e9r\u00e9 des fonds. Une offre STB pens\u00e9e pour les Tunisiens \u00e0 l\u2019\u00e9tranger","_seopress_robots_index":"","footnotes":""},"class_list":["post-4070","page","type-page","status-publish","has-post-thumbnail","hentry"],"publishpress_future_action":{"enabled":false,"date":"2026-05-12 16:44:02","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"language"},"rttpg_featured_image_url":{"full":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/banner5-1920x350.jpg",1920,350,false],"landscape":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/banner5-1920x350.jpg",1920,350,false],"portraits":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/banner5-1920x350.jpg",1920,350,false],"thumbnail":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/banner5-1920x350-150x150.jpg",150,150,true],"medium":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/banner5-1920x350-300x55.jpg",300,55,true],"large":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/banner5-1920x350-1024x187.jpg",1024,187,true],"1536x1536":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/banner5-1920x350.jpg",1536,280,false],"2048x2048":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/banner5-1920x350.jpg",1920,350,false],"saturnthemes-financebank-full-thumb":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/banner5-1920x350-1170x213.jpg",1170,213,true],"saturnthemes-financebank-grid-thumb":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/banner5-1920x350-270x49.jpg",270,49,true],"saturnthemes-financebank-grid-style1":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/banner5-1920x350-370x210.jpg",370,210,true],"saturnthemes-financebank-grid-style2":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/banner5-1920x350-960x350.jpg",960,350,true],"saturnthemes-financebank-service-grid":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/banner5-1920x350-370x230.jpg",370,230,true],"saturnthemes-financebank-staff-grid":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/banner5-1920x350-270x200.jpg",270,200,true],"rpwe-thumbnail":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/banner5-1920x350.jpg",45,8,false]},"rttpg_author":{"display_name":"Rim Jridi","author_link":"https:\/\/www.stb.com.tn\/fr\/author\/rym-pixels\/"},"rttpg_comment":0,"rttpg_category":" Fran\u00e7ais<\/a>","rttpg_excerpt":"[vc_section css=”.vc_custom_1619007872923{padding-top: 110px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/banner5-1920×350.jpg?id=11425) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” el_class=”banner-top”][vc_row wrap_container=”yes” css=”.vc_custom_1617364276956{padding-top: 30px !important;padding-bottom: 30px !important;}”][vc_column][vc_custom_heading text=”OFFRE CR\u00c9DIT IMMO 48H CHRONO ” font_container=”tag:h1|font_size:30|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=””][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=”breadcrump-container”][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=”top” wrap_container=”yes” css=”.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}” el_class=”bloc-row”][vc_column width=”1\/2″ css=”.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom:\u2026","_links":{"self":[{"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/pages\/4070"}],"collection":[{"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/comments?post=4070"}],"version-history":[{"count":2,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/pages\/4070\/revisions"}],"predecessor-version":[{"id":37527,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/pages\/4070\/revisions\/37527"}],"up":[{"embeddable":true,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/pages\/4066"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/media\/11425"}],"wp:attachment":[{"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/media?parent=4070"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}