<ul id="crumbs"><li><a href="https://www.stb.com.tn/fr/">Accueil</a></li>&nbsp;&nbsp;<li>>></li>&nbsp;&nbsp;</ul>{"id":4023,"date":"2020-09-04T10:48:13","date_gmt":"2020-09-04T08:48:13","guid":{"rendered":"https:\/\/www.stb.com.tn\/fr\/?page_id=4023"},"modified":"2025-04-16T17:36:06","modified_gmt":"2025-04-16T15:36:06","slug":"compte-a-terme-dinar-convertible","status":"publish","type":"page","link":"https:\/\/www.stb.com.tn\/fr\/entreprises\/gerer-vos-operations-de-placements\/compte-a-terme-dinar-convertible\/","title":{"rendered":"COMPTE \u00c0 TERME EN DINARS CONVERTIBLES"},"content":{"rendered":"<p>[vc_section css=&#8221;.vc_custom_1623685412341{padding-top: 85px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/compte-a-terme-1920&#215;350.jpg?id=11443) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; el_class=&#8221;banner-top&#8221;][vc_row wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1617132847729{padding-top: 30px !important;padding-bottom: 30px !important;}&#8221;][vc_column][vc_custom_heading text=&#8221;COMPTE \u00c0 TERME EN DINARS CONVERTIBLES<br \/>\n&#8221; font_container=&#8221;tag:h1|font_size:30|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221;][vc_custom_heading text=&#8221;Vous souhaitez accroitre le rendement de votre capital ?<br \/>\nLe Compte \u00e0 Terme en Dinars Convertibles\u2026pour un rendement s\u00fbr de votre capital !<br \/>\n&#8221; font_container=&#8221;tag:h2|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;400&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1617132886081{margin-top: 15px !important;}&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=&#8221;breadcrump-container&#8221;][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}&#8221; el_class=&#8221;bloc-row&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Avantages&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<span style=\"color: #009eae;\"><strong>Profitez d\u2019un rendement s\u00fbr gr\u00e2ce \u00e0 un taux d\u2019int\u00e9r\u00eat connu \u00e0 l\u2019avance !<\/strong><\/span><\/p>\n<ul>\n<li>Le Compte \u00e0 Terme en Dinars Convertibles est un compte de d\u00e9p\u00f4t productif d&#8217;int\u00e9r\u00eats<\/li>\n<li>Les fonds d\u00e9pos\u00e9s en dinars convertibles restent bloqu\u00e9s sur la dur\u00e9e de placement convenue<\/li>\n<li>Le montant, l\u2019\u00e9ch\u00e9ance et le taux d\u2019int\u00e9r\u00eat sont fix\u00e9s d\u00e8s l\u2019ouverture du compte<\/li>\n<li>Le placement est disponible en cas de besoin, il peut faire l&#8217;objet d&#8217;avances<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Caract\u00e9ristiques &#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958264014{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<span style=\"color: #009eae;\"><strong>Dur\u00e9e de placement :<\/strong><\/span><\/p>\n<ul>\n<li>De 3 mois \u00e0 5 ans<\/li>\n<\/ul>\n<p><span style=\"color: #009eae;\"><strong>Conditions particuli\u00e8res :<\/strong><\/span><\/p>\n<ul>\n<li>Le d\u00e9p\u00f4t sur un compte \u00e0 terme en dinars convertibles ne doit pas \u00eatre inf\u00e9rieur \u00e0 1000 Dinars<\/li>\n<li>Le Compte \u00e0 Terme en dinars convertibles peut donner lieu \u00e0 une avance remboursable avant l&#8217;\u00e9ch\u00e9ance qui doit faire l&#8217;objet d&#8217;une demande \u00e9crite adress\u00e9e par le client et qui ne doit d\u00e9passer 80 % du montant du compte \u00e0 terme<\/li>\n<li>Dans ce cas, la Banque per\u00e7oit au moins quinze (15) jours d\u2019int\u00e9r\u00eats calcul\u00e9s au taux appliqu\u00e9 au compte \u00e0 terme major\u00e9 de 1 point de pourcentage<\/li>\n<li>Le compte \u00e0 terme en dinars convertibles ne peut pas \u00eatre rembours\u00e9 par \u00a0anticipation ni renouvel\u00e9 par tacite reconduction.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}&#8221; el_class=&#8221;bloc-row&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;\u00c9ligibilit\u00e9<br \/>\n&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958287668{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<span style=\"color: #009eae;\"><strong>Le Compte \u00e0 Terme en Dinars Convertibles est destin\u00e9 \u00e0 :<\/strong><\/span><\/p>\n<ul>\n<li>Toute personne physique ou morale<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Documents n\u00e9cessaires&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1641046172339{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<div id=\"content\" class=\"col-xs-12 col-sm-10 col-md-10 col-lg-10\">\n<div class=\"row\">\n<div class=\"col-xs-12 col-sm-12 col-md-12 col-lg-12\">\n<div class=\"row\">\n<div id=\"main-content\" class=\"jump col-xs-12 col-sm-9 col-md-9 col-lg-9\">\n<div class=\"row\">\n<div id=\"documentsnecessaires\" class=\"tab-content\">\n<p>Afin de b\u00e9n\u00e9ficier des avantages\u00a0 du Compte \u00e0 Terme en Dinars Convertibles, il suffit \u00a0de signer \u00a0un contrat d\u2019ouverture de compte \u00e0 terme<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"sidebar\" class=\"col-xs-12 col-sm-2 col-md-2 col-lg-2\">\n<div class=\"row\">\n<div class=\"secondary col-xs-12 col-sm-12 col-md-12 col-lg-12\">\n<div class=\"row\">\n<div class=\"span21125 col-xs-12 col-sm-12 col-md-12 col-lg-12\">\n<div class=\"row\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1571735166609{margin-top: 30px !important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Questions Fr\u00e9quentes&#8221; font_container=&#8221;tag:h2|font_size:28|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1642273704888{margin-bottom: 40px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_tta_accordion style=&#8221;flat&#8221; shape=&#8221;square&#8221; active_section=&#8221;1&#8243; el_class=&#8221;accordian-blue&#8221;][vc_tta_section title=&#8221;Comment ouvrir un compte ?&#8221; tab_id=&#8221;1571734776695-99573445-e3ff&#8221;][vc_column_text]Il vous suffit de vous pr\u00e9senter \u00e0 l\u2019agence STB la plus proche de vous, munis de votre carte d\u2019identit\u00e9 nationale.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Qu&#8217;est-ce qu&#8217;un IBAN et qu\u2019est-ce qu\u2019un RIB ?&#8221; tab_id=&#8221;1571734845664-f5da1132-ffc8&#8243;][vc_column_text]Le RIB (Relev\u00e9 d&#8217;Identit\u00e9 Bancaire) compos\u00e9 de 20 chiffres.<\/p>\n<p>l&#8217;IBAN (International Bank Account Number)[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Je voudrais qu\u2019un proche puisse avoir acc\u00e8s \u00e0 la gestion de mon compte. Est-ce possible ?&#8221; tab_id=&#8221;1571734951312-69ab9c62-768a&#8221;][vc_column_text]Oui, suite \u00e0 une demande de procuration<strong>.<\/strong>[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row][vc_row wrap_container=&#8221;yes&#8221;][vc_column][vc_custom_heading text=&#8221;COMPTE \u00c0 TERME EN DINARS CONVERTIBLES&#8230; et les autres !&#8221; font_container=&#8221;tag:h2|font_size:32|text_align:center|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; el_class=&#8221;title-page-hr-style2&#8243; css=&#8221;.vc_custom_1642273718342{margin-bottom: 35px !important;padding-top: 20px !important;}&#8221;][vc_row_inner el_class=&#8221;row-mixed-box&#8221; el_id=&#8221;block2&#8243;][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1598866383342{margin-bottom: 20px !important;}&#8221;][vc_single_image image=&#8221;7831&#8243; img_size=&#8221;370&#215;200&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;\/fr\/entreprises\/gerer-vos-operations-de-placements\/compte-terme-dinar\/&#8221;][vc_column_text css=&#8221;.vc_custom_1619445293505{border-top-width: 0px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 15px !important;border-left-color: #c2c2c2 !important;border-left-style: solid !important;border-right-color: #c2c2c2 !important;border-right-style: solid !important;border-top-color: #c2c2c2 !important;border-top-style: solid !important;border-bottom-color: #c2c2c2 !important;border-bottom-style: solid !important;border-radius: 1px !important;}&#8221; el_class=&#8221;min-height-text&#8221;]<\/p>\n<h3 style=\"text-align: center;\"><a href=\"\/fr\/entreprises\/gerer-vos-operations-de-placements\/compte-terme-dinar\/\">COMPTE \u00c0 TERME EN DINARS<br \/>\n<\/a><\/h3>\n<hr \/>\n<p style=\"text-align: center;\">Le Compte \u00e0 Terme en Dinars\u2026un placement s\u00fbr et rentable !<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_section css=&#8221;.vc_custom_1623685412341{padding-top: 85px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/compte-a-terme-1920&#215;350.jpg?id=11443) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; el_class=&#8221;banner-top&#8221;][vc_row wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1617132847729{padding-top: 30px !important;padding-bottom: 30px !important;}&#8221;][vc_column][vc_custom_heading text=&#8221;COMPTE \u00c0 TERME EN DINARS CONVERTIBLES &#8221; font_container=&#8221;tag:h1|font_size:30|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221;][vc_custom_heading text=&#8221;Vous souhaitez accroitre le rendement de votre capital ? Le Compte \u00e0 Terme en Dinars Convertibles\u2026pour un rendement s\u00fbr de votre capital ! &#8221; font_container=&#8221;tag:h2|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;400&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1617132886081{margin-top: 15px !important;}&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=&#8221;breadcrump-container&#8221;][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}&#8221; el_class=&#8221;bloc-row&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Avantages&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]Profitez d\u2019un rendement s\u00fbr gr\u00e2ce \u00e0 un taux d\u2019int\u00e9r\u00eat connu \u00e0 l\u2019avance ! Le Compte \u00e0 Terme en Dinars Convertibles est un compte de d\u00e9p\u00f4t productif d&#8217;int\u00e9r\u00eats Les fonds d\u00e9pos\u00e9s en dinars convertibles restent bloqu\u00e9s sur la dur\u00e9e de placement convenue Le montant, l\u2019\u00e9ch\u00e9ance et le taux d\u2019int\u00e9r\u00eat sont fix\u00e9s d\u00e8s l\u2019ouverture du compte Le placement est disponible en cas de besoin, il peut faire l&#8217;objet d&#8217;avances [\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Caract\u00e9ristiques &#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; 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el_class=&#8221;banner-top&#8221;][vc_row wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1617132847729{padding-top: 30px !important;padding-bottom: 30px !important;}&#8221;][vc_column][vc_custom_heading text=&#8221;COMPTE \u00c0 TERME EN DINARS CONVERTIBLES &#8221; font_container=&#8221;tag:h1|font_size:30|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221;][vc_custom_heading text=&#8221;Vous souhaitez accroitre le rendement de votre capital ? Le Compte \u00e0 Terme en Dinars Convertibles\u2026pour un rendement s\u00fbr de votre capital\u2026","_links":{"self":[{"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/pages\/4023"}],"collection":[{"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/comments?post=4023"}],"version-history":[{"count":1,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/pages\/4023\/revisions"}],"predecessor-version":[{"id":37315,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/pages\/4023\/revisions\/37315"}],"up":[{"embeddable":true,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/pages\/3158"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/media\/7558"}],"wp:attachment":[{"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/media?parent=4023"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}