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[vc_section css=”.vc_custom_1619001784992{padding-top: 80px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/billet-1920×350.jpg?id=11285) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” el_class=”banner-top”][vc_row wrap_container=”yes” css=”.vc_custom_1619002050180{padding-top: 30px !important;padding-bottom: 30px !important;}”][vc_column][vc_custom_heading text=”BILLET DE TR\u00c9SORERIE
\n” font_container=”tag:h1|font_size:30|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=””][vc_custom_heading text=”Vous avez besoin de liquidit\u00e9s ?
\nLe Billet de Tr\u00e9sorerie est mis \u00e0 votre disposition\u2026 ” font_container=”tag:h2|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”400″ text_transform=”none” has_icon=”” css=”.vc_custom_1617271049821{margin-top: 15px !important;}”][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=”breadcrump-container”][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=”top” wrap_container=”yes” css=”.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}” el_class=”bloc-row”][vc_column width=”1\/2″ css=”.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Avantages” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]B\u00e9n\u00e9ficiez d\u2019un rendement performant avec le Billet de Tr\u00e9sorerie !<\/span><\/strong><\/p>\n

\n
• C\u2019est un titre de cr\u00e9ance n\u00e9gociable<\/li>\n
• Il est \u00e9mis sous forme de billet \u00e0 ordre d\u00e9nomm\u00e9 Billet de Tr\u00e9sorerie<\/li>\n
• Il permet de demander des liquidit\u00e9s sur le march\u00e9 mon\u00e9taire et la couverture d’un besoin ponctuel de tr\u00e9sorerie<\/li>\n
• Les int\u00e9r\u00eats sont payables d’avance et le principal est remboursable \u00e0 l’\u00e9ch\u00e9ance<\/li>\n<\/ul>\n

  [\/vc_column_text][\/vc_column][vc_column width=”1\/2″ css=”.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Caract\u00e9ristiques ” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958264014{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]Dur\u00e9e de placement : <\/strong><\/span><\/p>\n

  Le Billet de Tr\u00e9sorerie doit avoir une dur\u00e9e \u00e9gale \u00e0\u00a0:<\/span><\/p>\n

  \n
  • 10 jours au moins<\/li>\n
  • 5 ans au plus (multiple de 10 jours, de mois ou d\u2019ann\u00e9es)<\/li>\n<\/ul>\n

    Conditions particuli\u00e8res :<\/span><\/p>\n

    \n
    • Avoir un montant minimum nominal repr\u00e9sentant un multiple de 50 mille\u00a0 Dinars<\/li>\n
    • Les int\u00e9r\u00eats sont payables d\u2019avance et le principal est rembours\u00e9 en une seule fois \u00e0 l’\u00e9ch\u00e9ance.<\/li>\n<\/ul>\n

      [\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=”top” wrap_container=”yes” css=”.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}” el_class=”bloc-row”][vc_column width=”1\/2″ css=”.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”\u00c9ligibilit\u00e9
      \n” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958287668{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]Le Billet de Tr\u00e9sorerie s\u2019adresse particuli\u00e8rement aux\u00a0:<\/strong><\/span><\/p>\n

      \n
      • Soci\u00e9t\u00e9s cot\u00e9es en bourse<\/li>\n
      • Soci\u00e9t\u00e9s b\u00e9n\u00e9ficiant d\u2019un rating d\u2019une agence de notation<\/li>\n
      • Soci\u00e9t\u00e9s anonymes ayant un capital minimum lib\u00e9r\u00e9 de un million de dinars, qui ont au moins deux ann\u00e9es d\u2019existence et qui ont \u00e9tabli des \u00e9tats financiers aff\u00e9rents \u00e0 deux exercices, certifi\u00e9s par un commissaire aux comptes conform\u00e9ment \u00e0 la l\u00e9gislation en vigueur<\/li>\n
      • Soci\u00e9t\u00e9s b\u00e9n\u00e9ficiant d\u2019une garantie bancaire \u00e0 premi\u00e8re demande au titre de l\u2019\u00e9mission des billets de tr\u00e9sorerie, auquel cas, la signature de la banque se substitue purement et simplement \u00e0 celle de l\u2019\u00e9metteur<\/li>\n
      • Soci\u00e9t\u00e9s b\u00e9n\u00e9ficiant d\u2019une ligne de substitution qui permet \u00e0 l\u2019\u00e9metteur de faire face aux besoins de tr\u00e9sorerie qui n\u2019ont pu \u00eatre couverts du fait de l\u2019impossibilit\u00e9 de proc\u00e9der au renouvellement des pr\u00e9c\u00e9dentes \u00e9missions due \u00e0 la situation du march\u00e9 mon\u00e9taire \u00e0 l\u2019exclusion de tout autre motif<\/li>\n
      • Soci\u00e9t\u00e9s appartenant \u00e0 un groupe de soci\u00e9t\u00e9s lorsque les souscripteurs font partie de ce m\u00eame groupe<\/li>\n
      • Entreprises r\u00e9gies par des dispositions l\u00e9gales particuli\u00e8res<\/li>\n<\/ul>\n

        [\/vc_column_text][\/vc_column][vc_column width=”1\/2″ css=”.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Documents n\u00e9cessaires ” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640959255713{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]Il suffit de remplir et de signer le document relatif au placement.[\/vc_column_text][\/vc_column][\/vc_row][vc_row wrap_container=”yes”][vc_column][vc_custom_heading text=”BILLET DE TR\u00c9SORERIE… et les autres !” font_container=”tag:h2|font_size:32|text_align:center|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” el_class=”title-page-hr-style2″ css=”.vc_custom_1619441981733{margin-bottom: 35px !important;padding-top: 20px !important;}”][vc_row_inner el_class=”row-mixed-box” el_id=”block2″][vc_column_inner width=”1\/3″ css=”.vc_custom_1598866383342{margin-bottom: 20px !important;}”][vc_single_image image=”7294″ img_size=”370×200″ alignment=”center” onclick=”custom_link” link=”\/fr\/entreprises\/gerer-vos-operations-de-placements\/compte-terme-dinar\/”][vc_column_text css=”.vc_custom_1619445219936{border-top-width: 0px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 15px !important;border-left-color: #c2c2c2 !important;border-left-style: solid !important;border-right-color: #c2c2c2 !important;border-right-style: solid !important;border-top-color: #c2c2c2 !important;border-top-style: solid !important;border-bottom-color: #c2c2c2 !important;border-bottom-style: solid !important;border-radius: 1px !important;}” el_class=”min-height-text”]<\/p>\n

        COMPTE \u00c0 TERME EN DINARS
        \n<\/a><\/h3>\n

        ---

        \n

        Le Compte \u00e0 Terme en Dinars\u2026un placement s\u00fbr et rentable !<\/p>\n

        [\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/3″ css=”.vc_custom_1598866394585{margin-bottom: 20px !important;}”][vc_single_image image=”7352″ img_size=”370×200″ alignment=”center” onclick=”custom_link” link=”\/fr\/entreprises\/gerer-vos-operations-de-placements\/sicav-avenir\/”][vc_column_text css=”.vc_custom_1619439633257{border-top-width: 0px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 15px !important;border-left-color: #c2c2c2 !important;border-left-style: solid !important;border-right-color: #c2c2c2 !important;border-right-style: solid !important;border-top-color: #c2c2c2 !important;border-top-style: solid !important;border-bottom-color: #c2c2c2 !important;border-bottom-style: solid !important;border-radius: 1px !important;}” el_class=”min-height-text”]<\/p>\n

        SICAV AVENIR<\/a><\/h3>\n

        ---

        \n

        Profitez de l\u2019\u00e9volution des cours boursiers dans les meilleures conditions avec SICAV Avenir !<\/p>\n

        [\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/3″ css=”.vc_custom_1598866402600{margin-bottom: 20px !important;}”][vc_single_image image=”7293″ img_size=”370×200″ alignment=”center” onclick=”custom_link” link=”\/fr\/entreprises\/gerer-vos-operations-de-placements\/bon-tresor-court-terme\/”][vc_column_text css=”.vc_custom_1619509805798{border-top-width: 0px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 15px !important;border-left-color: #c2c2c2 !important;border-left-style: solid !important;border-right-color: #c2c2c2 !important;border-right-style: solid !important;border-top-color: #c2c2c2 !important;border-top-style: solid !important;border-bottom-color: #c2c2c2 !important;border-bottom-style: solid !important;border-radius: 1px !important;}” el_class=”min-height-text”]<\/p>\n

        BON DU TR\u00c9SOR \u00c0 COURT TERME<\/a><\/h3>\n

        ---

        \n

        Avec le Bon de Tr\u00e9sor \u00e0 Court Terme\u2026la signature de l\u2019Etat est votre premier garant !<\/p>\n

        [\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"

        [vc_section css=”.vc_custom_1619001784992{padding-top: 80px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/billet-1920×350.jpg?id=11285) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” el_class=”banner-top”][vc_row wrap_container=”yes” css=”.vc_custom_1619002050180{padding-top: 30px !important;padding-bottom: 30px !important;}”][vc_column][vc_custom_heading text=”BILLET DE TR\u00c9SORERIE ” font_container=”tag:h1|font_size:30|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=””][vc_custom_heading text=”Vous avez besoin de liquidit\u00e9s ? Le Billet de Tr\u00e9sorerie est mis \u00e0 votre disposition\u2026 ” font_container=”tag:h2|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”400″ text_transform=”none” has_icon=”” css=”.vc_custom_1617271049821{margin-top: 15px !important;}”][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=”breadcrump-container”][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=”top” wrap_container=”yes” css=”.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}” el_class=”bloc-row”][vc_column width=”1\/2″ css=”.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Avantages” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]B\u00e9n\u00e9ficiez d\u2019un rendement performant avec le Billet de Tr\u00e9sorerie ! C\u2019est un titre de cr\u00e9ance n\u00e9gociable Il est \u00e9mis sous forme de billet \u00e0 ordre d\u00e9nomm\u00e9 Billet de Tr\u00e9sorerie Il permet de demander des liquidit\u00e9s sur le march\u00e9 mon\u00e9taire et la couverture d’un besoin ponctuel de tr\u00e9sorerie Les int\u00e9r\u00eats sont payables d’avance et le principal est remboursable \u00e0 l’\u00e9ch\u00e9ance [\/vc_column_text][\/vc_column][vc_column width=”1\/2″ css=”.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Caract\u00e9ristiques ” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958264014{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]Dur\u00e9e de placement : Le Billet de Tr\u00e9sorerie doit avoir une dur\u00e9e \u00e9gale \u00e0\u00a0: 10 jours au moins […]<\/p>\n","protected":false},"author":24,"featured_media":7668,"parent":3158,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Billet de Tr\u00e9sorerie pour Entreprise - Financez vos Besoins | STB Bank","_seopress_titles_desc":"Le billet de tr\u00e9sorerie entreprise de la STB Bank Tunisie est une solution de financement rapide et flexible con\u00e7ue pour r\u00e9pondre aux besoins de liquidit\u00e9s des entreprises","_seopress_robots_index":"","footnotes":""},"class_list":["post-4007","page","type-page","status-publish","has-post-thumbnail","hentry"],"publishpress_future_action":{"enabled":false,"date":"2026-04-18 17:21:24","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"language"},"rttpg_featured_image_url":{"full":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/Billet-de-tr\u00e9sorerie-2-1.png",370,200,false],"landscape":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/Billet-de-tr\u00e9sorerie-2-1.png",370,200,false],"portraits":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/Billet-de-tr\u00e9sorerie-2-1.png",370,200,false],"thumbnail":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/Billet-de-tr\u00e9sorerie-2-1-150x150.png",150,150,true],"medium":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/Billet-de-tr\u00e9sorerie-2-1-300x162.png",300,162,true],"large":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/Billet-de-tr\u00e9sorerie-2-1.png",370,200,false],"1536x1536":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/Billet-de-tr\u00e9sorerie-2-1.png",370,200,false],"2048x2048":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/Billet-de-tr\u00e9sorerie-2-1.png",370,200,false],"saturnthemes-financebank-full-thumb":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/Billet-de-tr\u00e9sorerie-2-1.png",370,200,false],"saturnthemes-financebank-grid-thumb":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/Billet-de-tr\u00e9sorerie-2-1-270x146.png",270,146,true],"saturnthemes-financebank-grid-style1":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/Billet-de-tr\u00e9sorerie-2-1-370x200.png",370,200,true],"saturnthemes-financebank-grid-style2":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/Billet-de-tr\u00e9sorerie-2-1.png",370,200,false],"saturnthemes-financebank-service-grid":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/Billet-de-tr\u00e9sorerie-2-1-370x200.png",370,200,true],"saturnthemes-financebank-staff-grid":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/Billet-de-tr\u00e9sorerie-2-1-270x200.png",270,200,true],"rpwe-thumbnail":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/Billet-de-tr\u00e9sorerie-2-1.png",45,24,false]},"rttpg_author":{"display_name":"Rim Jridi","author_link":"https:\/\/www.stb.com.tn\/fr\/author\/rym-pixels\/"},"rttpg_comment":0,"rttpg_category":" Fran\u00e7ais<\/a>","rttpg_excerpt":"[vc_section css=”.vc_custom_1619001784992{padding-top: 80px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/billet-1920×350.jpg?id=11285) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” el_class=”banner-top”][vc_row wrap_container=”yes” css=”.vc_custom_1619002050180{padding-top: 30px !important;padding-bottom: 30px !important;}”][vc_column][vc_custom_heading text=”BILLET DE TR\u00c9SORERIE ” font_container=”tag:h1|font_size:30|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=””][vc_custom_heading text=”Vous avez besoin de liquidit\u00e9s ? Le Billet de Tr\u00e9sorerie est mis \u00e0 votre disposition\u2026 ” font_container=”tag:h2|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”400″ text_transform=”none” has_icon=”” css=”.vc_custom_1617271049821{margin-top: 15px !important;}”][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=”breadcrump-container”][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row\u2026","_links":{"self":[{"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/pages\/4007"}],"collection":[{"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/comments?post=4007"}],"version-history":[{"count":2,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/pages\/4007\/revisions"}],"predecessor-version":[{"id":37309,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/pages\/4007\/revisions\/37309"}],"up":[{"embeddable":true,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/pages\/3158"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/media\/7668"}],"wp:attachment":[{"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/media?parent=4007"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}