<ul id="crumbs"><li><a href="https://www.stb.com.tn/fr/">Accueil</a></li>&nbsp;&nbsp;<li>>></li>&nbsp;&nbsp;</ul>{"id":3885,"date":"2020-09-03T19:12:49","date_gmt":"2020-09-03T17:12:49","guid":{"rendered":"https:\/\/www.stb.com.tn\/fr\/?page_id=3885"},"modified":"2025-04-18T10:25:00","modified_gmt":"2025-04-18T08:25:00","slug":"compte-professionnel-devises","status":"publish","type":"page","link":"https:\/\/www.stb.com.tn\/fr\/entreprises\/operations-bancaires-a-l-international\/compte-professionnel-devises\/","title":{"rendered":"Compte Professionnel en Devises"},"content":{"rendered":"<p>[vc_section css=&#8221;.vc_custom_1619004718466{padding-top: 80px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/money-1920&#215;350.jpg?id=11262) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; el_class=&#8221;banner-top&#8221;][vc_row wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1617113467573{padding-top: 30px !important;padding-bottom: 30px !important;}&#8221;][vc_column][vc_custom_heading text=&#8221;COMPTE PROFESSIONNEL EN DEVISES<br \/>\n&#8221; font_container=&#8221;tag:h1|font_size:30|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221;][vc_custom_heading text=&#8221;Vous disposez de ressources en devises et vous voulez \u00e9viter les fluctuations de change ?<br \/>\nAvec le Compte Professionnel en Devises\u2026 couvrez vous contre le risque de change ! &#8221; font_container=&#8221;tag:h2|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;400&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1617135003339{margin-top: 15px !important;}&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=&#8221;breadcrump-container&#8221;][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}&#8221; el_class=&#8221;bloc-row&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Avantages&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<h3>Prot\u00e9gez-vous contre les fluctuations de change !<\/h3>\n<ul>\n<li>Le Compte Professionnel en Devises est r\u00e9serv\u00e9 aux r\u00e9sidents ayant des ressources en devises dans la perspective de les utiliser pour les besoins de leur activit\u00e9 professionnelle.<\/li>\n<li>\u00a0L\u2019ouverture du compte n\u2019est pas soumise \u00e0 l\u2019autorisation pr\u00e9alable de la BCT.<\/li>\n<li>Vous avez la possibilit\u00e9 du placement de votre argent sur le march\u00e9 international, \u00e0 un taux n\u00e9goci\u00e9.<\/li>\n<li>Vos int\u00e9r\u00eats en devises ne sont pas soumis \u00e0 l\u2019imp\u00f4t.<\/li>\n<li>Votre compte professionnel en devises vous permet de disposer des ressources en devises et d\u2019\u00eatre couvert, par cons\u00e9quent, contre le risque de change.<\/li>\n<li>Si vous \u00eates titulaire d\u2019un dossier AVA, vous avez la possibilit\u00e9 de disposer d\u2019une carte de paiement internationale.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Caract\u00e9ristiques &#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958264014{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<h3>Conditions particuli\u00e8res :<\/h3>\n<ul>\n<li>Le Compte Professionnel en Devises ne donne pas droit \u00e0 d\u00e9livrance de carnets de ch\u00e8ques<\/li>\n<li>Le Compte Professionnel en Devises ne peut en aucun cas \u00eatre d\u00e9biteur.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}&#8221; el_class=&#8221;bloc-row&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;\u00c9ligibilit\u00e9<br \/>\n&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958287668{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<h3>Le Compte Professionnel en Devises peut \u00eatre ouvert, pour les besoins de leur activit\u00e9, \u00e0 :<\/h3>\n<ul>\n<li>Toute personne physique r\u00e9sidente tunisienne ou \u00e9trang\u00e8re ayant des ressources en devises, pour le r\u00e8glement des op\u00e9rations de commerce ext\u00e9rieur.<\/li>\n<li>Toute personne morale r\u00e9sidente tunisienne ou \u00e9trang\u00e8re ayant des ressources en devises, pour son \u00e9tablissement en Tunisie.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Documents n\u00e9cessaires&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1641046172339{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<h3>Pour ouvrir un \u00a0Compte Professionnel en Devises, il suffit de pr\u00e9senter :<\/h3>\n<ul>\n<li>Documents d\u2019usage d\u2019ouverture de compte pour les personnes physiques professionnelles<\/li>\n<li>Documents d\u2019usage d\u2019ouverture de compte pour les personnes morales<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1571735166609{margin-top: 30px !important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Questions Fr\u00e9quentes&#8221; font_container=&#8221;tag:h2|font_size:28|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;600&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1617113564335{margin-bottom: 40px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_tta_accordion style=&#8221;flat&#8221; shape=&#8221;square&#8221; active_section=&#8221;1&#8243; el_class=&#8221;accordian-blue&#8221;][vc_tta_section title=&#8221;Comment ouvrir un compte ?&#8221; tab_id=&#8221;1571734776695-99573445-e3ff&#8221;][vc_column_text]Il vous suffit de vous pr\u00e9senter \u00e0 l\u2019agence STB la plus proche de vous, munis de votre carte d\u2019identit\u00e9 nationale.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Qu&#8217;est-ce qu&#8217;un IBAN et qu\u2019est-ce qu\u2019un RIB ?&#8221; tab_id=&#8221;1571734845664-f5da1132-ffc8&#8243;][vc_column_text]Le RIB (Relev\u00e9 d&#8217;Identit\u00e9 Bancaire) compos\u00e9 de 20 chiffres.<\/p>\n<p>l&#8217;IBAN (International Bank Account Number)[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Je voudrais qu\u2019un proche puisse avoir acc\u00e8s \u00e0 la gestion de mon compte. Est-ce possible ?&#8221; tab_id=&#8221;1571734948302-ec8ccc3a-fa1b&#8221;][vc_column_text]Oui, suite \u00e0 une demande de procuration<strong>.<\/strong>[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_section css=&#8221;.vc_custom_1619004718466{padding-top: 80px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/money-1920&#215;350.jpg?id=11262) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; el_class=&#8221;banner-top&#8221;][vc_row wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1617113467573{padding-top: 30px !important;padding-bottom: 30px !important;}&#8221;][vc_column][vc_custom_heading text=&#8221;COMPTE PROFESSIONNEL EN DEVISES &#8221; font_container=&#8221;tag:h1|font_size:30|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221;][vc_custom_heading text=&#8221;Vous disposez de ressources en devises et vous voulez \u00e9viter les fluctuations de change ? Avec le Compte Professionnel en Devises\u2026 couvrez vous contre le risque de change ! &#8221; font_container=&#8221;tag:h2|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;400&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1617135003339{margin-top: 15px !important;}&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=&#8221;breadcrump-container&#8221;][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}&#8221; el_class=&#8221;bloc-row&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Avantages&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text] Prot\u00e9gez-vous contre les fluctuations de change ! Le Compte Professionnel en Devises est r\u00e9serv\u00e9 aux r\u00e9sidents ayant des ressources en devises dans la perspective de les utiliser pour les besoins de leur activit\u00e9 professionnelle. \u00a0L\u2019ouverture du compte n\u2019est pas soumise \u00e0 l\u2019autorisation pr\u00e9alable de la BCT. Vous avez la possibilit\u00e9 du placement de votre argent sur le march\u00e9 international, \u00e0 un taux n\u00e9goci\u00e9. Vos int\u00e9r\u00eats en devises ne sont pas soumis \u00e0 l\u2019imp\u00f4t. Votre compte professionnel en devises vous permet de disposer des ressources en devises et d\u2019\u00eatre couvert, par cons\u00e9quent, contre [&hellip;]<\/p>\n","protected":false},"author":24,"featured_media":7529,"parent":3156,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Compte Professionnel en Devises pour les Entreprises par la STB Bank","_seopress_titles_desc":"\u00c9vitez les risques de change avec un Compte Professionnel en Devises de la STB pour les entreprises ayant des ressources en devises: compte flexible et avantages fiscaux","_seopress_robots_index":"","footnotes":""},"class_list":["post-3885","page","type-page","status-publish","has-post-thumbnail","hentry"],"publishpress_future_action":{"enabled":false,"date":"2026-04-16 07:15:44","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"language"},"rttpg_featured_image_url":{"full":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/COMPTE-PROFESSIONNEL-EN-DEVISES-2-2.png",370,200,false],"landscape":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/COMPTE-PROFESSIONNEL-EN-DEVISES-2-2.png",370,200,false],"portraits":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/COMPTE-PROFESSIONNEL-EN-DEVISES-2-2.png",370,200,false],"thumbnail":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/COMPTE-PROFESSIONNEL-EN-DEVISES-2-2-150x150.png",150,150,true],"medium":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/COMPTE-PROFESSIONNEL-EN-DEVISES-2-2-300x162.png",300,162,true],"large":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/COMPTE-PROFESSIONNEL-EN-DEVISES-2-2.png",370,200,false],"1536x1536":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/COMPTE-PROFESSIONNEL-EN-DEVISES-2-2.png",370,200,false],"2048x2048":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/COMPTE-PROFESSIONNEL-EN-DEVISES-2-2.png",370,200,false],"saturnthemes-financebank-full-thumb":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/COMPTE-PROFESSIONNEL-EN-DEVISES-2-2.png",370,200,false],"saturnthemes-financebank-grid-thumb":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/COMPTE-PROFESSIONNEL-EN-DEVISES-2-2-270x146.png",270,146,true],"saturnthemes-financebank-grid-style1":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/COMPTE-PROFESSIONNEL-EN-DEVISES-2-2-370x200.png",370,200,true],"saturnthemes-financebank-grid-style2":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/COMPTE-PROFESSIONNEL-EN-DEVISES-2-2.png",370,200,false],"saturnthemes-financebank-service-grid":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/COMPTE-PROFESSIONNEL-EN-DEVISES-2-2-370x200.png",370,200,true],"saturnthemes-financebank-staff-grid":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/COMPTE-PROFESSIONNEL-EN-DEVISES-2-2-270x200.png",270,200,true],"rpwe-thumbnail":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/COMPTE-PROFESSIONNEL-EN-DEVISES-2-2.png",45,24,false]},"rttpg_author":{"display_name":"Rim Jridi","author_link":"https:\/\/www.stb.com.tn\/fr\/author\/rym-pixels\/"},"rttpg_comment":0,"rttpg_category":" <a href=\"https:\/\/www.stb.com.tn\/fr\/\" rel=\"tag\">Fran\u00e7ais<\/a>","rttpg_excerpt":"[vc_section css=&#8221;.vc_custom_1619004718466{padding-top: 80px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/money-1920&#215;350.jpg?id=11262) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; el_class=&#8221;banner-top&#8221;][vc_row wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1617113467573{padding-top: 30px !important;padding-bottom: 30px !important;}&#8221;][vc_column][vc_custom_heading text=&#8221;COMPTE PROFESSIONNEL EN DEVISES &#8221; font_container=&#8221;tag:h1|font_size:30|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221;][vc_custom_heading text=&#8221;Vous disposez de ressources en devises et vous voulez \u00e9viter les fluctuations de change ? 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