<ul id="crumbs"><li><a href="https://www.stb.com.tn/fr/">Accueil</a></li>&nbsp;&nbsp;<li>>></li>&nbsp;&nbsp;</ul>{"id":3865,"date":"2020-09-03T19:00:40","date_gmt":"2020-09-03T17:00:40","guid":{"rendered":"https:\/\/www.stb.com.tn\/fr\/?page_id=3865"},"modified":"2025-04-18T12:41:54","modified_gmt":"2025-04-18T10:41:54","slug":"credit-documentaires-import-export","status":"publish","type":"page","link":"https:\/\/www.stb.com.tn\/fr\/entreprises\/operations-bancaires-a-l-international\/credit-documentaires-import-export\/","title":{"rendered":"Cr\u00e9dits Documentaires Import \/ Export"},"content":{"rendered":"<p>[vc_section css=&#8221;.vc_custom_1619001104836{padding-top: 80px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/banner-1920&#215;350-1.jpg?id=11650) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; el_class=&#8221;banner-top&#8221;][vc_row wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1617198313979{padding-top: 30px !important;padding-bottom: 30px !important;}&#8221;][vc_column][vc_custom_heading text=&#8221;CR\u00c9DITS DOCUMENTAIRES IMPORT \/ EXPORT<br \/>\n&#8221; font_container=&#8221;tag:h1|font_size:30|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221;][vc_custom_heading text=&#8221;Envie de s\u00e9curiser vos \u00e9changes avec vos fournisseurs \u00e0 l\u2019\u00e9tranger<br \/>\nLe Cr\u00e9dit Documentaire de la STB\u2026votre meilleure garantie !&#8221; font_container=&#8221;tag:h2|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;400&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1617198341321{margin-top: 15px !important;}&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=&#8221;breadcrump-container&#8221;][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}&#8221; el_class=&#8221;bloc-row&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Avantages&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<span style=\"color: #009eae;\"><strong>Conqu\u00e9rir l\u2019international en toute s\u00e9curit\u00e9 !<\/strong><\/span><\/p>\n<ul>\n<li>Le Cr\u00e9dit Documentaire vous permet de r\u00e9gler le montant d&#8217;une marchandise ou d&#8217;un service en faveur d&#8217;un exportateur-vendeur<\/li>\n<li>Il vous permet de s\u00e9curiser vos importations, si vous \u00eates importateurs, et vos recouvrements sur l&#8217;\u00e9tranger, si vous \u00eates exportateurs<\/li>\n<\/ul>\n<p><span style=\"color: #009eae;\"><strong>Il vous offre une double garantie\u00a0:<\/strong><\/span><\/p>\n<ul>\n<li><span style=\"color: #009eae;\">Irr\u00e9vocable :<\/span><\/li>\n<\/ul>\n<p>D\u00e8s lors, l&#8217;engagement ferme de la banque ne peut \u00eatre modifi\u00e9 ni annul\u00e9 avant terme, sauf consentement express de toutes les parties<\/p>\n<ul>\n<li><span style=\"color: #009eae;\">Irr\u00e9vocable et confirm\u00e9 :<\/span><\/li>\n<\/ul>\n<p>Il vous donne une double garantie de paiement, assur\u00e9e par l&#8217;engagement de la banque \u00e9mettrice et celui de la banque confirmatrice.[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Caract\u00e9ristiques &#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958264014{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<span style=\"color: #009eae;\"><strong>Les modes de r\u00e9alisation du Cr\u00e9dit Documentaire sont :<\/strong><\/span><\/p>\n<ul>\n<li><strong>Paiement \u00e0 vue:<\/strong>\u00a0sur pr\u00e9sentation de documents conformes<\/li>\n<li><strong>Paiement diff\u00e9r\u00e9:<\/strong>\u00a0\u00e0 l&#8217;\u00e9ch\u00e9ance pr\u00e9vue dans le cr\u00e9dit documentaire sans tirage de lettre de change<\/li>\n<li><strong>Par n\u00e9gociation :<\/strong>\u00a0la banque \u00e9mettrice ou confirmatrice s&#8217;engage \u00e0 r\u00e9gler tout\u00a0 porteur de bonne foi qui aurait n\u00e9goci\u00e9 les documents conformes et accompagn\u00e9s d&#8217;une traite.<\/li>\n<li><strong>Paiement par acceptation:<\/strong>\u00a0de la lettre de change pr\u00e9sent\u00e9e avec les documents<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; 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