<ul id="crumbs"><li><a href="https://www.stb.com.tn/fr/">Accueil</a></li>&nbsp;&nbsp;<li>>></li>&nbsp;&nbsp;</ul>{"id":3858,"date":"2020-09-03T18:55:09","date_gmt":"2020-09-03T16:55:09","guid":{"rendered":"https:\/\/www.stb.com.tn\/fr\/?page_id=3858"},"modified":"2025-04-18T12:36:06","modified_gmt":"2025-04-18T10:36:06","slug":"prefinancement-marche-publics","status":"publish","type":"page","link":"https:\/\/www.stb.com.tn\/fr\/entreprises\/financer-votre-cycle-d-exploitation\/prefinancement-marche-publics\/","title":{"rendered":"Pr\u00e9financement de march\u00e9s publics"},"content":{"rendered":"<p>[vc_section css=&#8221;.vc_custom_1616605409551{padding-top: 110px !important;padding-bottom: 50px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/1920&#215;350-Pr\u00e9financement-des-March\u00e9s.jpg?id=10005) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; el_class=&#8221;banner-top&#8221;][vc_row wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1619004192065{padding-top: 30px !important;padding-bottom: 30px !important;}&#8221;][vc_column][vc_custom_heading text=&#8221;PR\u00c9FINANCEMENT DE MARCH\u00c9S PUBLICS<br \/>\n&#8221; font_container=&#8221;tag:h1|font_size:30|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221;][vc_custom_heading text=&#8221;Pour faire face aux d\u00e9penses occasionn\u00e9es par un march\u00e9&#8221; font_container=&#8221;tag:h2|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;400&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1616605394018{margin-top: 15px !important;}&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=&#8221;breadcrump-container&#8221;][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}&#8221; el_class=&#8221;bloc-row&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Avantages&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<ul>\n<li>Le cr\u00e9dit pr\u00e9financement des march\u00e9s est une solution de financement pour Faire face aux d\u00e9penses occasionn\u00e9es par le d\u00e9marrage des travaux sur un march\u00e9<\/li>\n<li>La banque accorde cette avance contre le nantissement ou la domiciliation irr\u00e9vocable de ces march\u00e9s.<\/li>\n<li>Le remboursement de ce cr\u00e9dit s\u2019effectuera par un pr\u00e9l\u00e8vement d\u2019un pourcentage de chaque virement re\u00e7u sur le march\u00e9 concern\u00e9.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Caract\u00e9ristiques &#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958264014{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<ul>\n<li>Ce m\u00e9canisme de financement est octroy\u00e9 aux entreprises adjudicataires aux  march\u00e9s priv\u00e9s ou publics sans d\u00e9passer la limite 20%  (sous r\u00e9serve que le dit march\u00e9 ne pr\u00e9voit pas une avance de la part du maitre d\u2019ouvrage auquel cas il y a lieu de la d\u00e9duire.)<\/li>\n<li>La dur\u00e9e d\u2019utilisation  de ce cr\u00e9dit correspond \u00e0 la dur\u00e9e du march\u00e9.<\/li>\n<li>Pour accorder ce cr\u00e9dit, la banque exige les garanties d\u2019usage suivantes:<\/li>\n<ul>\n<li>Garanties hypoth\u00e9caires et nantissement \u00e9quipement ( du cas par cas)<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}&#8221; el_class=&#8221;bloc-row&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;\u00c9ligibilit\u00e9<br \/>\n&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958287668{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<ul>\n<li>Peuvent b\u00e9n\u00e9ficier de ce cr\u00e9dit toute entreprise titulaire d\u2019un march\u00e9.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Documents n\u00e9cessaires&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1641046172339{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<div>Pour b\u00e9n\u00e9ficier de ce Cr\u00e9dit, veuillez vous disposer des documents suivants:<\/div>\n<ul>\n<li>Demande client<\/li>\n<li>Copie du march\u00e9<\/li>\n<li>Pour plus de renseignement, adressez-vous \u00e0 votre agence STB.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_section css=&#8221;.vc_custom_1616605409551{padding-top: 110px !important;padding-bottom: 50px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/1920&#215;350-Pr\u00e9financement-des-March\u00e9s.jpg?id=10005) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; 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wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}&#8221; el_class=&#8221;bloc-row&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Avantages&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text] Le cr\u00e9dit pr\u00e9financement des march\u00e9s est une solution de financement pour Faire face aux d\u00e9penses occasionn\u00e9es par le d\u00e9marrage des travaux sur un march\u00e9 La banque accorde cette avance contre le nantissement ou la domiciliation irr\u00e9vocable de ces march\u00e9s. Le remboursement de ce cr\u00e9dit s\u2019effectuera par un pr\u00e9l\u00e8vement d\u2019un pourcentage de chaque virement re\u00e7u sur le march\u00e9 concern\u00e9. [\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Caract\u00e9ristiques &#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958264014{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text] Ce m\u00e9canisme de financement est octroy\u00e9 aux entreprises adjudicataires aux march\u00e9s priv\u00e9s ou publics sans d\u00e9passer la limite 20% (sous r\u00e9serve que le [&hellip;]<\/p>\n","protected":false},"author":24,"featured_media":12216,"parent":3153,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Pr\u00e9financement de March\u00e9s Publics pour D\u00e9marrer Vos Projets | STB Bank","_seopress_titles_desc":"Le pr\u00e9financement de march\u00e9s publics vous accompagne dans le lancement de vos projets. 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