<ul id="crumbs"><li><a href="https://www.stb.com.tn/fr/">Accueil</a></li>&nbsp;&nbsp;<li>>></li>&nbsp;&nbsp;</ul>{"id":3854,"date":"2020-09-03T18:53:41","date_gmt":"2020-09-03T16:53:41","guid":{"rendered":"https:\/\/www.stb.com.tn\/fr\/?page_id=3854"},"modified":"2025-04-18T12:33:32","modified_gmt":"2025-04-18T10:33:32","slug":"avances-creances-administratives","status":"publish","type":"page","link":"https:\/\/www.stb.com.tn\/fr\/entreprises\/financer-votre-cycle-d-exploitation\/avances-creances-administratives\/","title":{"rendered":"Avances sur Cr\u00e9ances Administratives"},"content":{"rendered":"<p>[vc_section css=&#8221;.vc_custom_1619004104761{padding-top: 80px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/1920&#215;350-cr\u00e9ances-administratives.jpg?id=9983) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; el_class=&#8221;banner-top&#8221;][vc_row wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1617136368363{padding-top: 30px !important;padding-bottom: 30px !important;}&#8221;][vc_column][vc_custom_heading text=&#8221;AVANCES SUR CR\u00c9ANCES ADMINISTRATIVES<br \/>\n&#8221; font_container=&#8221;tag:h1|font_size:30|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221;][vc_custom_heading text=&#8221;Votre entreprise est adjudicataire d\u2019un march\u00e9 ?<br \/>\nLa STB vous accorde des avances sur vos cr\u00e9ances administratives !&#8221; font_container=&#8221;tag:h2|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;400&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1617136393792{margin-top: 15px !important;}&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=&#8221;breadcrump-container&#8221;][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}&#8221; el_class=&#8221;bloc-row&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Avantages&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<h3>Concr\u00e9tisez vos travaux avec un cr\u00e9dit souple et avancez comme il se doit sur vos projets !<\/h3>\n<ul>\n<li>C\u2019est une avance accord\u00e9e \u00e0 l\u2019entreprise adjudicataire d\u2019un march\u00e9 sur pr\u00e9sentation d\u2019un d\u00e9compte ou d\u2019une attestation de travaux faits ou d\u2019une facture des marchandises livr\u00e9es d\u00fbment approuv\u00e9e par le ma\u00eetre d\u2019ouvrage.<\/li>\n<li>Cette forme de cr\u00e9dit a pour objet l\u2019anticipation des virements de l\u2019administration en contrepartie de travaux ou de services effectu\u00e9s ou marchandises livr\u00e9es dans le cadre d\u2019un march\u00e9 public.<\/li>\n<li>Elle vous permet de couvrir le besoin de tr\u00e9sorerie d\u00fb au d\u00e9calage entre la d\u00e9livrance du d\u00e9compte et le r\u00e8glement effectif.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Caract\u00e9ristiques &#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958264014{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<h3>Souplesse et rapidit\u00e9 !<\/h3>\n<p><strong>Montant du cr\u00e9dit\u00a0:<\/strong><\/p>\n<ul>\n<li>Le montant du cr\u00e9dit ne doit pas exc\u00e9der 80% du montant de la cr\u00e9ance d\u00fbment constat\u00e9e tout en r\u00e9servant un pourcentage des d\u00e9comptes au r\u00e8glement du cr\u00e9dit de pr\u00e9financement<\/li>\n<\/ul>\n<p><strong>Sp\u00e9cificit\u00e9\u00a0:<\/strong><\/p>\n<ul>\n<li>La mobilisation est accord\u00e9e pour un d\u00e9lai maximum de 90 jours avec possibilit\u00e9 de renouvellement (si le client pr\u00e9sente des justificatifs des retards de paiement)<\/li>\n<li>L\u2019apurement de ce cr\u00e9dit se fait d\u00e8s le r\u00e8glement effectif du d\u00e9compte objet de l\u2019avance<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}&#8221; el_class=&#8221;bloc-row&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;\u00c9ligibilit\u00e9<br \/>\n&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958287668{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<h3>Qui peut en b\u00e9n\u00e9ficier ?<\/h3>\n<ul>\n<li>Ce concours est accord\u00e9 \u00e0 toute entreprise industrielle, commerciale, agricole ou de service.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Documents n\u00e9cessaires&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1641046172339{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]Pour souscrire au concours, adressez vous \u00e0 votre agence.[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_section css=&#8221;.vc_custom_1619004104761{padding-top: 80px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/1920&#215;350-cr\u00e9ances-administratives.jpg?id=9983) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; 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