<ul id="crumbs"><li><a href="https://www.stb.com.tn/fr/">Accueil</a></li>&nbsp;&nbsp;<li>>></li>&nbsp;&nbsp;</ul>{"id":3852,"date":"2020-09-03T18:52:12","date_gmt":"2020-09-03T16:52:12","guid":{"rendered":"https:\/\/www.stb.com.tn\/fr\/?page_id=3852"},"modified":"2025-04-18T12:34:53","modified_gmt":"2025-04-18T10:34:53","slug":"escompte-commercial-tunisie","status":"publish","type":"page","link":"https:\/\/www.stb.com.tn\/fr\/entreprises\/financer-votre-cycle-d-exploitation\/escompte-commercial-tunisie\/","title":{"rendered":"Escompte Commercial sur la Tunisie"},"content":{"rendered":"<p>[vc_section css=&#8221;.vc_custom_1619004080674{padding-top: 80px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/1920&#215;350-Escompte-Commercial.jpg?id=9997) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; el_class=&#8221;banner-top&#8221;][vc_row wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1617136478144{padding-top: 30px !important;padding-bottom: 30px !important;}&#8221;][vc_column][vc_custom_heading text=&#8221;ESCOMPTE COMMERCIAL SUR LA TUNISIE<br \/>\n&#8221; font_container=&#8221;tag:h1|font_size:30|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221;][vc_custom_heading text=&#8221;Vous souhaitez mobiliser vos ventes \u00e0 cr\u00e9dit ?<br \/>\nLa STB vous accompagne pour transformer en liquide vos titres de cr\u00e9ances !&#8221; font_container=&#8221;tag:h2|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;400&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1617136728640{margin-top: 15px !important;}&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=&#8221;breadcrump-container&#8221;][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}&#8221; el_class=&#8221;bloc-row&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Avantages&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<h3>Mobilisez rapidement la cr\u00e9ance de vos effets de commerce !<\/h3>\n<p>Le cr\u00e9dit escompte commercial sur la Tunisie est une solution de financement pour mobiliser des effets commerciaux tir\u00e9s sur la Tunisie.<\/p>\n<p>L\u2019escompte commercial est pr\u00e9vu aussi pour l\u2019entreprise non r\u00e9sidente qui \u00e9coule 30% de sa marchandise sur le march\u00e9 local.[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Caract\u00e9ristiques &#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958264014{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<h3>Souple et pratique !<\/h3>\n<p>Ce cr\u00e9dit est octroy\u00e9 aux entreprises \u00e9ligibles selon la cote th\u00e9orique suivante:<\/p>\n<ul>\n<li>CA local \u00e0 cr\u00e9dit*DRMC\/360<\/li>\n<li>Remarque: Le d\u00e9lai de r\u00e8glement moyen client (DRMC) ne dois pas d\u00e9passer 90 jours.<\/li>\n<li>Pour b\u00e9n\u00e9ficier de cr\u00e9dit, la banque exige les garanties suivantes:<\/li>\n<li>Cautions<\/li>\n<li>Nantissement sur actifs projet<\/li>\n<li>Garanties hypoth\u00e9caires<\/li>\n<li>Souscription d\u2019une assurance <\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}&#8221; el_class=&#8221;bloc-row&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;\u00c9ligibilit\u00e9<br \/>\n&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958287668{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<h3>Qui peut en b\u00e9n\u00e9ficier ?<\/h3>\n<ul>\n<li>Ce concours est accord\u00e9 aux\u00a0 professionnels, entreprises industrielles, commerciales, agricoles ou de services.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Documents n\u00e9cessaires&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1641046172339{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<div>Pour b\u00e9n\u00e9ficier de ce cr\u00e9dit, veuillez vous disposer des documents suivants:<\/div>\n<ul>\n<li>Plan de tr\u00e9sorerie pr\u00e9visionnel<\/li>\n<li>\u00c9tats financiers 2 derniers exercices<\/li>\n<li>Pi\u00e8ces justificatives des garanties \u00e0 fournir<\/li>\n<li>Structure des ventes<\/li>\n<li>Pour plus de renseignement, adressez-vous<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_section css=&#8221;.vc_custom_1619004080674{padding-top: 80px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/1920&#215;350-Escompte-Commercial.jpg?id=9997) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; el_class=&#8221;banner-top&#8221;][vc_row wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1617136478144{padding-top: 30px !important;padding-bottom: 30px !important;}&#8221;][vc_column][vc_custom_heading text=&#8221;ESCOMPTE COMMERCIAL SUR LA TUNISIE &#8221; font_container=&#8221;tag:h1|font_size:30|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221;][vc_custom_heading text=&#8221;Vous souhaitez mobiliser vos ventes \u00e0 cr\u00e9dit ? La STB vous accompagne pour transformer en liquide vos titres de cr\u00e9ances !&#8221; font_container=&#8221;tag:h2|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;400&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1617136728640{margin-top: 15px !important;}&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=&#8221;breadcrump-container&#8221;][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}&#8221; el_class=&#8221;bloc-row&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Avantages&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text] Mobilisez rapidement la cr\u00e9ance de vos effets de commerce ! Le cr\u00e9dit escompte commercial sur la Tunisie est une solution de financement pour mobiliser des effets commerciaux tir\u00e9s sur la Tunisie. L\u2019escompte commercial est pr\u00e9vu aussi pour l\u2019entreprise non r\u00e9sidente qui \u00e9coule 30% de sa marchandise sur le march\u00e9 local.[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Caract\u00e9ristiques &#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958264014{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text] Souple et pratique ! Ce cr\u00e9dit est octroy\u00e9 aux entreprises \u00e9ligibles selon la cote th\u00e9orique suivante: CA local \u00e0 [&hellip;]<\/p>\n","protected":false},"author":24,"featured_media":9871,"parent":3153,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Escompte Commercial sur la Tunisie : Financement de Cr\u00e9ances | STB Bank","_seopress_titles_desc":"Mobilisez vos cr\u00e9ances commerciales en transformant vos effets de commerce en liquidit\u00e9s: solution adapt\u00e9e aux entreprises locales et non r\u00e9sidentes vendant en Tunisie","_seopress_robots_index":"","footnotes":""},"class_list":["post-3852","page","type-page","status-publish","has-post-thumbnail","hentry"],"publishpress_future_action":{"enabled":false,"date":"2026-04-18 17:29:18","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"language"},"rttpg_featured_image_url":{"full":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370-x-200-Escompte-Commercial-sur-la-Tunisie.jpg",370,200,false],"landscape":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370-x-200-Escompte-Commercial-sur-la-Tunisie.jpg",370,200,false],"portraits":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370-x-200-Escompte-Commercial-sur-la-Tunisie.jpg",370,200,false],"thumbnail":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370-x-200-Escompte-Commercial-sur-la-Tunisie-150x150.jpg",150,150,true],"medium":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370-x-200-Escompte-Commercial-sur-la-Tunisie-300x162.jpg",300,162,true],"large":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370-x-200-Escompte-Commercial-sur-la-Tunisie.jpg",370,200,false],"1536x1536":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370-x-200-Escompte-Commercial-sur-la-Tunisie.jpg",370,200,false],"2048x2048":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370-x-200-Escompte-Commercial-sur-la-Tunisie.jpg",370,200,false],"saturnthemes-financebank-full-thumb":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370-x-200-Escompte-Commercial-sur-la-Tunisie.jpg",370,200,false],"saturnthemes-financebank-grid-thumb":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370-x-200-Escompte-Commercial-sur-la-Tunisie-270x146.jpg",270,146,true],"saturnthemes-financebank-grid-style1":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370-x-200-Escompte-Commercial-sur-la-Tunisie-370x200.jpg",370,200,true],"saturnthemes-financebank-grid-style2":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370-x-200-Escompte-Commercial-sur-la-Tunisie.jpg",370,200,false],"saturnthemes-financebank-service-grid":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370-x-200-Escompte-Commercial-sur-la-Tunisie-370x200.jpg",370,200,true],"saturnthemes-financebank-staff-grid":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370-x-200-Escompte-Commercial-sur-la-Tunisie-270x200.jpg",270,200,true],"rpwe-thumbnail":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370-x-200-Escompte-Commercial-sur-la-Tunisie.jpg",45,24,false]},"rttpg_author":{"display_name":"Rim Jridi","author_link":"https:\/\/www.stb.com.tn\/fr\/author\/rym-pixels\/"},"rttpg_comment":0,"rttpg_category":" <a href=\"https:\/\/www.stb.com.tn\/fr\/\" rel=\"tag\">Fran\u00e7ais<\/a>","rttpg_excerpt":"[vc_section css=&#8221;.vc_custom_1619004080674{padding-top: 80px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/1920&#215;350-Escompte-Commercial.jpg?id=9997) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; el_class=&#8221;banner-top&#8221;][vc_row wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1617136478144{padding-top: 30px !important;padding-bottom: 30px !important;}&#8221;][vc_column][vc_custom_heading text=&#8221;ESCOMPTE COMMERCIAL SUR LA TUNISIE &#8221; font_container=&#8221;tag:h1|font_size:30|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221;][vc_custom_heading text=&#8221;Vous souhaitez mobiliser vos ventes \u00e0 cr\u00e9dit ? 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