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[vc_section css=”.vc_custom_1716978054250{padding-top: 90px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/1920×350-ressources-ordinaires.jpg?id=10010) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” el_class=”banner-top filter-B”][vc_row wrap_container=”yes” css=”.vc_custom_1617140004988{padding-top: 30px !important;padding-bottom: 30px !important;}”][vc_column][vc_custom_heading text=”CR\u00c9DIT MOYEN TERME D\u2019INVESTISSEMENT SUR RESSOURCES ORDINAIRES
\n” font_container=”tag:h1|font_size:30|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=””][vc_custom_heading text=”Vous envisagez la cr\u00e9ation, la restructuration ou l\u2019extension de votre activit\u00e9 ?
\nLa STB vous propose le Cr\u00e9dit d\u2019Investissement pour financer vos projets !” font_container=”tag:h2|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”400″ text_transform=”none” has_icon=”” css=”.vc_custom_1716983932888{margin-top: 15px !important;}”][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=”breadcrump-container”][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=”top” wrap_container=”yes” css=”.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}” el_class=”bloc-row”][vc_column width=”1\/2″ css=”.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Avantages” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]<\/p>\n

Financez votre projet ou \u00e9voluez vers des capacit\u00e9s de plus grande envergure avec le cr\u00e9dit d\u2019investissement\u00a0:<\/h3>\n

Le Cr\u00e9dit d\u2019Investissement, est une solution de financement globale pour parfaire le financement d\u2019un nouveau projet ou l\u2019extension de la capacit\u00e9 de production d\u2019un projet existant\u2026. :<\/strong><\/p>\n

\n
• Le cr\u00e9dit moyen terme d\u2019investissement finance la cr\u00e9ation ou l\u2019extension des projets d\u2019investissement.<\/li>\n<\/ul>\n

  [\/vc_column_text][\/vc_column][vc_column width=”1\/2″ css=”.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Caract\u00e9ristiques ” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958264014{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]<\/p>\n

  Cr\u00e9dit d\u2019investissement sur ressources ordinaires\u2026 pensez grand, \u00e9voluez mieux !<\/h3>\n

  \n
  • Le montant du cr\u00e9dit ne doit pas d\u00e9passer 70% du co\u00fbt d\u2019investissement, fonds de roulement inclus.
    \nLa dur\u00e9e de remboursement pouvant atteindre 12 ans avec une franchise entre 1 et 4 ans.
    \nPour b\u00e9n\u00e9ficier de ce cr\u00e9dit, la banque exige les garanties suivantes:
    \nLes actifs du projet
    \nAutres garanties hypoth\u00e9caires
    \nDes assurances<\/li>\n<\/ul>\n

    [\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=”top” wrap_container=”yes” css=”.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}” el_class=”bloc-row”][vc_column width=”1\/2″ css=”.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”\u00c9ligibilit\u00e9
    \n” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958287668{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]<\/p>\n

    Peuvent b\u00e9n\u00e9ficier du Cr\u00e9dit d\u2019Investissement :<\/h3>\n

    \n
    • Les personnes physiques ou morales<\/li>\n
    • Les entreprises travaillant dans les secteurs industriels, agricoles ou de services<\/li>\n<\/ul>\n

      [\/vc_column_text][\/vc_column][vc_column width=”1\/2″ css=”.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Documents n\u00e9cessaires” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1641046172339{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]<\/p>\n

      Pour b\u00e9n\u00e9ficier d\u2019un Cr\u00e9dit d\u2019Investissement, veuillez vous disposer des documents suivants:<\/strong><\/p>\n

      \n
      • Un Business Plan<\/li>\n
      • R\u00e9f\u00e9rences du promoteur dans le cas d\u2019une cr\u00e9ation<\/li>\n
      • Factures pro-forma et pi\u00e8ces justificatives de l\u2019investissement<\/li>\n
      • Tableaux de rentabilit\u00e9\u00a0 et tr\u00e9sorerie pr\u00e9visionnels<\/li>\n
      • Les \u00e9tats financiers certifi\u00e9s des 2 derniers exercices pour les projets d\u2019extension ou de modernisation<\/li>\n
      • Titres fonciers r\u00e9cents pour les garanties hypoth\u00e9caires avec une expertise ou un contrat d\u2019acquisition<\/li>\n
      • Pour plus de renseignement, adressez-vous \u00e0 votre agence STB.<\/li>\n<\/ul>\n

        [\/vc_column_text][\/vc_column][\/vc_row][vc_row wrap_container=”yes”][vc_column][vc_custom_heading text=”CR\u00c9DIT MOYEN TERME D\u2019INVESTISSEMENT … et les autres !” font_container=”tag:h2|font_size:32|text_align:center|color:%23000000″ use_theme_fonts=”yes” font_weight=”400″ text_transform=”none” has_icon=”” el_class=”title-page-hr-style2″ css=”.vc_custom_1619436921395{margin-bottom: 35px !important;padding-top: 20px !important;}”][vc_row_inner el_class=”row-mixed-box” el_id=”block2″][vc_column_inner width=”1\/3″][\/vc_column_inner][vc_column_inner width=”1\/3″ css=”.vc_custom_1598866383342{margin-bottom: 20px !important;}”][vc_single_image image=”12225″ img_size=”370×200″ alignment=”center” onclick=”custom_link” link=”\/fr\/entreprises\/credits-et-financement\/credit-promotion-immobilieres\/”][vc_column_text css=”.vc_custom_1623678209638{border-top-width: 0px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 15px !important;border-left-color: #c2c2c2 !important;border-left-style: solid !important;border-right-color: #c2c2c2 !important;border-right-style: solid !important;border-top-color: #c2c2c2 !important;border-top-style: solid !important;border-bottom-color: #c2c2c2 !important;border-bottom-style: solid !important;border-radius: 1px !important;}” el_class=”min-height-text”]<\/p>\n

        CR\u00c9DIT \u00c0 LA PROMOTION IMMOBILI\u00c8RE
        \n<\/a><\/h3>\n

        ---

        \n

        Le Cr\u00e9dit \u00e0 la Promotion Immobili\u00e8re de la STB\u2026votre meilleure formule de financement !<\/p>\n

        [\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/3″][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"

        [vc_section css=”.vc_custom_1716978054250{padding-top: 90px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/1920×350-ressources-ordinaires.jpg?id=10010) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” el_class=”banner-top filter-B”][vc_row wrap_container=”yes” css=”.vc_custom_1617140004988{padding-top: 30px !important;padding-bottom: 30px !important;}”][vc_column][vc_custom_heading text=”CR\u00c9DIT MOYEN TERME D\u2019INVESTISSEMENT SUR RESSOURCES ORDINAIRES ” font_container=”tag:h1|font_size:30|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=””][vc_custom_heading text=”Vous envisagez la cr\u00e9ation, la restructuration ou l\u2019extension de votre activit\u00e9 ? La STB vous propose le Cr\u00e9dit d\u2019Investissement pour financer vos projets !” font_container=”tag:h2|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”400″ text_transform=”none” has_icon=”” css=”.vc_custom_1716983932888{margin-top: 15px !important;}”][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=”breadcrump-container”][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=”top” wrap_container=”yes” css=”.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}” el_class=”bloc-row”][vc_column width=”1\/2″ css=”.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Avantages” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text] Financez votre projet ou \u00e9voluez vers des capacit\u00e9s de plus grande envergure avec le cr\u00e9dit d\u2019investissement\u00a0: Le Cr\u00e9dit d\u2019Investissement, est une solution de financement globale pour parfaire le financement d\u2019un nouveau projet ou l\u2019extension de la capacit\u00e9 de production d\u2019un projet existant\u2026. : Le cr\u00e9dit moyen terme d\u2019investissement finance la cr\u00e9ation ou l\u2019extension des projets d\u2019investissement. [\/vc_column_text][\/vc_column][vc_column width=”1\/2″ css=”.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Caract\u00e9ristiques ” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958264014{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text] Cr\u00e9dit d\u2019investissement sur ressources ordinaires\u2026 pensez […]<\/p>\n","protected":false},"author":24,"featured_media":12224,"parent":3148,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Cr\u00e9dit Moyen Terme d\u2019Investissement sur Ressources Ordinaires | STB","_seopress_titles_desc":"Pour vos projets de cr\u00e9ation, restructuration ou extension, profitez du Cr\u00e9dit Moyen Terme d\u2019Investissement de la STB Bank et soutenez la croissance de votre entreprise","_seopress_robots_index":"","footnotes":""},"class_list":["post-3828","page","type-page","status-publish","has-post-thumbnail","hentry"],"publishpress_future_action":{"enabled":false,"date":"2026-05-06 17:24:50","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"language"},"rttpg_featured_image_url":{"full":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/370-x-200-Cr\u00e9dit-d\u2019investissement.jpg",370,200,false],"landscape":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/370-x-200-Cr\u00e9dit-d\u2019investissement.jpg",370,200,false],"portraits":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/370-x-200-Cr\u00e9dit-d\u2019investissement.jpg",370,200,false],"thumbnail":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/370-x-200-Cr\u00e9dit-d\u2019investissement-150x150.jpg",150,150,true],"medium":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/370-x-200-Cr\u00e9dit-d\u2019investissement-300x162.jpg",300,162,true],"large":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/370-x-200-Cr\u00e9dit-d\u2019investissement.jpg",370,200,false],"1536x1536":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/370-x-200-Cr\u00e9dit-d\u2019investissement.jpg",370,200,false],"2048x2048":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/370-x-200-Cr\u00e9dit-d\u2019investissement.jpg",370,200,false],"saturnthemes-financebank-full-thumb":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/370-x-200-Cr\u00e9dit-d\u2019investissement.jpg",370,200,false],"saturnthemes-financebank-grid-thumb":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/370-x-200-Cr\u00e9dit-d\u2019investissement-270x146.jpg",270,146,true],"saturnthemes-financebank-grid-style1":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/370-x-200-Cr\u00e9dit-d\u2019investissement-370x200.jpg",370,200,true],"saturnthemes-financebank-grid-style2":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/370-x-200-Cr\u00e9dit-d\u2019investissement.jpg",370,200,false],"saturnthemes-financebank-service-grid":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/370-x-200-Cr\u00e9dit-d\u2019investissement-370x200.jpg",370,200,true],"saturnthemes-financebank-staff-grid":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/370-x-200-Cr\u00e9dit-d\u2019investissement-270x200.jpg",270,200,true],"rpwe-thumbnail":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/370-x-200-Cr\u00e9dit-d\u2019investissement.jpg",45,24,false]},"rttpg_author":{"display_name":"Rim Jridi","author_link":"https:\/\/www.stb.com.tn\/fr\/author\/rym-pixels\/"},"rttpg_comment":0,"rttpg_category":" Fran\u00e7ais<\/a>","rttpg_excerpt":"[vc_section css=”.vc_custom_1716978054250{padding-top: 90px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/1920×350-ressources-ordinaires.jpg?id=10010) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” el_class=”banner-top filter-B”][vc_row wrap_container=”yes” css=”.vc_custom_1617140004988{padding-top: 30px !important;padding-bottom: 30px !important;}”][vc_column][vc_custom_heading text=”CR\u00c9DIT MOYEN TERME D\u2019INVESTISSEMENT SUR RESSOURCES ORDINAIRES ” font_container=”tag:h1|font_size:30|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=””][vc_custom_heading text=”Vous envisagez la cr\u00e9ation, la restructuration ou l\u2019extension de votre activit\u00e9 ? La STB vous propose le Cr\u00e9dit d\u2019Investissement pour\u2026","_links":{"self":[{"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/pages\/3828"}],"collection":[{"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/comments?post=3828"}],"version-history":[{"count":2,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/pages\/3828\/revisions"}],"predecessor-version":[{"id":37357,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/pages\/3828\/revisions\/37357"}],"up":[{"embeddable":true,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/pages\/3148"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/media\/12224"}],"wp:attachment":[{"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/media?parent=3828"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}