{"id":3651,"date":"2020-09-03T16:09:02","date_gmt":"2020-09-03T14:09:02","guid":{"rendered":"https:\/\/www.stb.com.tn\/fr\/?page_id=3651"},"modified":"2023-12-07T15:52:14","modified_gmt":"2023-12-07T14:52:14","slug":"credit-mobilisation-creances-nees-sur-etrangers","status":"publish","type":"page","link":"https:\/\/www.stb.com.tn\/fr\/professionnels\/developper-votre-activite-a-l-international\/credit-mobilisation-creances-nees-sur-etrangers\/","title":{"rendered":"Cr\u00e9dit de mobilisation des cr\u00e9ances n\u00e9es sur l\u2019\u00e9tranger (MCNE)"},"content":{"rendered":"

[vc_section css=”.vc_custom_1619001154733{padding-top: 80px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/1920×350-CR\u00c9ANCES-N\u00c9ES.jpg?id=9984) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” el_class=”banner-top”][vc_row wrap_container=”yes” css=”.vc_custom_1701960703678{padding-top: 30px !important;padding-bottom: 30px !important;}” row_bg_overlay=”rgba(255,255,255,0.19)”][vc_column][vc_custom_heading text=”CR\u00c9DIT DE MOBILISATION DES CR\u00c9ANCES N\u00c9ES SUR L\u2019ETRANGER (MCNE)
\n” font_container=”tag:h1|font_size:30|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=””][vc_custom_heading text=”Vous \u00eates exportateurs ?
\nAnticipez vos recettes en toute simplicit\u00e9…” font_container=”tag:h2|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”400″ text_transform=”none” has_icon=”” css=”.vc_custom_1617097058378{margin-top: 15px !important;}”][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=”breadcrump-container”][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=”top” wrap_container=”yes” css=”.vc_custom_1641046231339{margin-top: 10px !important;margin-bottom: 10px !important;}” el_class=”bloc-row”][vc_column width=”1\/2″ css=”.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Avantages” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]Un cr\u00e9dit simple et capital ! <\/strong><\/span>
\nSi vous \u00eates exportateurs, le Cr\u00e9dit de Mobilisation des Cr\u00e9ances N\u00e9es sur l\u2019Etranger\u00a0(MCNE) vous permet de reconstituer votre tr\u00e9sorerie avant le paiement effectif provenant de l\u2019\u00e9tranger.<\/p>\n

Pour cela, il suffit\u00a0 de c\u00e9der aupr\u00e8s de la STB les factures export et les connaissements prouvant l\u2019exp\u00e9dition de la marchandise.[\/vc_column_text][\/vc_column][vc_column width=”1\/2″ css=”.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Caract\u00e9ristiques ” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958264014{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]Montant du cr\u00e9dit :<\/strong><\/span><\/p>\n

\n
Le montant du cr\u00e9dit est d\u00e9termin\u00e9 en fonction du chiffre d\u2019affaires \u00e0 l\u2019exportation et du d\u00e9lai de r\u00e8glement consenti.<\/li>\n<\/ul>\n
La dur\u00e9e maximum d\u2019utilisation de la MCNE\u00a0:<\/strong><\/span><\/p>\n
\n
03 mois renouvelable une seule fois<\/li>\n<\/ul>\n
Le cr\u00e9dit MCNE est un cr\u00e9dit relais :<\/strong><\/span><\/p>\n
\n
Si le r\u00e8glement est contre acceptation d\u2019une traite \u00e0 \u00e9ch\u00e9ance, le cr\u00e9dit de mobilisation couvre la p\u00e9riode comprise entre la date d\u2019exp\u00e9dition des marchandises ou de r\u00e9alisation de travaux et celle de la r\u00e9ception en retour de la traite d\u00fbment accept\u00e9e par l\u2019importateur \u00e9tranger.<\/li>\n
Si le r\u00e8glement est par virement, la p\u00e9riode couverte par le cr\u00e9dit de mobilisation se situe entre la date d\u2019exp\u00e9dition de marchandise ou de r\u00e9alisation de travaux et celle de la r\u00e9ception du virement.<\/li>\n<\/ul>\n
[\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=”top” wrap_container=”yes” css=”.vc_custom_1641046249406{margin-top: 10px !important;margin-bottom: 10px !important;}” el_class=”bloc-row”][vc_column width=”1\/2″ css=”.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”\u00c9ligibilit\u00e9
\n” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958287668{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]Qui peut en b\u00e9n\u00e9ficier\u00a0?<\/strong><\/span><\/p>\n
\n
Les entreprises exportatrices.<\/li>\n<\/ul>\n
[\/vc_column_text][\/vc_column][vc_column width=”1\/2″ css=”.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Documents n\u00e9cessaires” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1641046172339{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]Adressez-vous \u00e0 votre agence STB pour d\u00e9poser\u00a0les documents suivants\u00a0:<\/strong><\/span><\/p>\n
\n
Demande pr\u00e9cisant le montant de la MCNE sollicit\u00e9<\/li>\n
Formulaire \u00ab pr\u00e9sentation de la relation \u00bb<\/li>\n
Etats financiers & notes annexes certifi\u00e9s relatifs aux trois derniers exercices<\/li>\n
Situation provisoire de l\u2019exercice encours (\u00e9tats financiers provisoires)<\/li>\n
Tableau de tr\u00e9sorerie mensuel pr\u00e9visionnel (relatif aux 12 prochains mois)<\/li>\n
Compte d\u2019exploitation pr\u00e9visionnelle<\/li>\n
CA \u00e0 l\u2019export r\u00e9alis\u00e9 l\u2019exercice suivant et CA \u00e0 l\u2019export pr\u00e9visionnel<\/li>\n<\/ul>\n
[\/vc_column_text][\/vc_column][\/vc_row][vc_row wrap_container=”yes” css=”.vc_custom_1571735166609{margin-top: 30px !important;}”][vc_column][vc_custom_heading text=”T\u00e9moignages” font_container=”tag:h2|font_size:28|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1641045320804{margin-bottom: 40px !important;}” el_class=”border-left-hr”]\r\n