[vc_section css=”.vc_custom_1619000643826{padding-top: 80px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/credit-habitat-1920×350-1.jpg?id=11543) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” el_class=”banner-top”][vc_row wrap_container=”yes” css=”.vc_custom_1617312766243{padding-top: 30px !important;padding-bottom: 30px !important;}”][vc_column][vc_custom_heading text=”CR\u00c9DIT HABITAT [\/vc_column_text][\/vc_column][vc_column width=”1\/2″ css=”.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Caract\u00e9ristiques ” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1641064913542{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]Un cr\u00e9dit \u00e0 la mesure de vos moyens !<\/strong><\/span><\/p>\n 3 mois pour les cr\u00e9dits \u00e0 l\u2019acquisition ou l\u2019extension<\/p>\n Conditions particuli\u00e8res :<\/strong><\/span><\/p>\n D’une mani\u00e8re cumulative sous r\u00e9serve du respect de la capacit\u00e9 de remboursement<\/p>\n Avec tomb\u00e9e de l’encours[\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=”top” wrap_container=”yes” css=”.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}” el_class=”bloc-row”][vc_column width=”1\/2″ css=”.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”\u00c9ligibilit\u00e9 [\/vc_column_text][\/vc_column][vc_column width=”1\/2″ css=”.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Documents n\u00e9cessaires” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1641064932685{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]Simplicit\u00e9 des formalit\u00e9s !<\/strong><\/span><\/p>\n Les Tunisiens non-r\u00e9sidents, pour leur part, doivent fournir les pi\u00e8ces suivantes\u00a0:<\/strong><\/span><\/p>\n [\/vc_column_text][\/vc_column][\/vc_row][vc_row wrap_container=”yes” css=”.vc_custom_1571735166609{margin-top: 30px !important;}”][vc_column][vc_custom_heading text=”Questions Fr\u00e9quentes” font_container=”tag:h2|font_size:28|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”600″ text_transform=”none” has_icon=”” css=”.vc_custom_1641065382448{margin-bottom: 40px !important;}” el_class=”border-left-hr”][vc_tta_accordion style=”flat” shape=”square” active_section=”1″ el_class=”accordian-blue”][vc_tta_section title=”Peut-on avoir un cr\u00e9dit en faisant appel au revenu du conjoint ?” tab_id=”1571734776695-99573445-e3ff”][vc_column_text]Il est possible de faire appel au revenu du conjoint pour le remboursement des \u00e9ch\u00e9ances moyennant l’ouverture d’un compte joint et la domiciliation du salaire ou de la pension du conjoint.[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row][vc_row wrap_container=”yes”][vc_column][vc_custom_heading text=”Cr\u00e9dit HABITAT… et les autres !” font_container=”tag:h2|font_size:32|text_align:center|color:%23186e9f” use_theme_fonts=”yes” font_weight=”400″ text_transform=”none” has_icon=”” el_class=”title-page-hr-style2″ css=”.vc_custom_1641065360176{margin-bottom: 35px !important;padding-top: 20px !important;}”][vc_row_inner el_class=”row-mixed-box” el_id=”block2″][vc_column_inner width=”1\/3″ css=”.vc_custom_1619277689301{margin-bottom: 20px !important;}”][vc_single_image image=”7010″ img_size=”370×200″ alignment=”center” onclick=”custom_link” link=”\/fr\/professionnels\/credits-et-financement\/credit-direct\/”][vc_column_text css=”.vc_custom_1619531195267{border-top-width: 0px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 15px !important;border-left-color: #c2c2c2 !important;border-left-style: solid !important;border-right-color: #c2c2c2 !important;border-right-style: solid !important;border-top-color: #c2c2c2 !important;border-top-style: solid !important;border-bottom-color: #c2c2c2 !important;border-bottom-style: solid !important;border-radius: 1px !important;}” el_class=”min-height-text”]<\/p>\n Avec le Cr\u00e9dit Direct, r\u00e9alisez le projet qui vous tient \u00e0 c\u0153ur, sans d\u00e9s\u00e9quilibrer votre budget !<\/p>\n [\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/3″ css=”.vc_custom_1619277733181{margin-bottom: 20px !important;}”][vc_single_image image=”6849″ img_size=”370×200″ alignment=”center” onclick=”custom_link” link=”\/fr\/professionnels\/credits-et-financement\/credit-eslah-masken\/”][vc_column_text css=”.vc_custom_1619531433139{border-top-width: 0px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 15px !important;border-left-color: #c2c2c2 !important;border-left-style: solid !important;border-right-color: #c2c2c2 !important;border-right-style: solid !important;border-top-color: #c2c2c2 !important;border-top-style: solid !important;border-bottom-color: #c2c2c2 !important;border-bottom-style: solid !important;border-radius: 1px !important;}” el_class=”min-height-text”]<\/p>\n Offrez-vous le confort optimal avec le Cr\u00e9dit Eslah Masken !<\/p>\n [\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/3″ css=”.vc_custom_1619277785992{margin-bottom: 20px !important;}”][vc_single_image image=”7001″ img_size=”370×200″ alignment=”center” onclick=”custom_link” link=”\/fr\/professionnels\/credits-et-financement\/pret-epargne-logement\/”][vc_column_text css=”.vc_custom_1619529540797{border-top-width: 0px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 15px !important;border-left-color: #c2c2c2 !important;border-left-style: solid !important;border-right-color: #c2c2c2 !important;border-right-style: solid !important;border-top-color: #c2c2c2 !important;border-top-style: solid !important;border-bottom-color: #c2c2c2 !important;border-bottom-style: solid !important;border-radius: 1px !important;}” el_class=”min-height-text”]<\/p>\n Une solution souple et adapt\u00e9e \u00e0 vos projets !<\/p>\n [\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":" [vc_section css=”.vc_custom_1619000643826{padding-top: 80px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/credit-habitat-1920×350-1.jpg?id=11543) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” el_class=”banner-top”][vc_row wrap_container=”yes” css=”.vc_custom_1617312766243{padding-top: 30px !important;padding-bottom: 30px !important;}”][vc_column][vc_custom_heading text=”CR\u00c9DIT HABITAT ” font_container=”tag:h1|font_size:30|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=””][vc_custom_heading text=”Vous souhaitez construire, acqu\u00e9rir ou r\u00e9nover un bien immobilier ? Avec le Cr\u00e9dit HABITAT, On est l\u00e0 pour r\u00e9aliser vos r\u00eaves\u2026 ” font_container=”tag:h2|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”400″ text_transform=”none” has_icon=”” css=”.vc_custom_1617359579182{margin-top: 15px !important;}”][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=”breadcrump-container”][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=”top” wrap_container=”yes” css=”.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}” el_class=”bloc-row”][vc_column width=”1\/2″ css=”.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Avantages” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1641064923110{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]Financez vos projets immobiliers, en fonction de vos besoins, et payez plus tard\u00a0! Le Cr\u00e9dit HABIAT sur 20 ans, vous permet d\u2019acc\u00e9der \u00e0 la propri\u00e9t\u00e9 de votre logement\u00a0: Acquisition d’un logement neuf ou ancien Acquisition d’un terrain destin\u00e9 \u00e0 la construction d’un logement Construction ou extension d’un logement [\/vc_column_text][\/vc_column][vc_column width=”1\/2″ css=”.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Caract\u00e9ristiques ” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1641064913542{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]Un cr\u00e9dit \u00e0 la mesure de vos moyens ! Le montant du cr\u00e9dit couvre\u00a080% du co\u00fbt du projet Un taux d\u2019int\u00e9r\u00eat fixe pour mieux […]<\/p>\n","protected":false},"author":24,"featured_media":7002,"parent":31501,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Cr\u00e9dit Habitat -Financez votre Projet Immobilier Personnel | STB - Univers PRO","_seopress_titles_desc":"Financez l'acquisition, la construction ou l'extension d'un logement avec le cr\u00e9dit habitat pro avec des conditions flexibles et d'une dur\u00e9e de remboursement de 20 ans","_seopress_robots_index":"","footnotes":""},"class_list":["post-3613","page","type-page","status-publish","has-post-thumbnail","hentry"],"publishpress_future_action":{"enabled":false,"date":"2026-05-07 17:21:37","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"language"},"rttpg_featured_image_url":{"full":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/Cr\u00e9dit-HABITAT-1.jpg",370,200,false],"landscape":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/Cr\u00e9dit-HABITAT-1.jpg",370,200,false],"portraits":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/Cr\u00e9dit-HABITAT-1.jpg",370,200,false],"thumbnail":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/Cr\u00e9dit-HABITAT-1-150x150.jpg",150,150,true],"medium":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/Cr\u00e9dit-HABITAT-1-300x162.jpg",300,162,true],"large":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/Cr\u00e9dit-HABITAT-1.jpg",370,200,false],"1536x1536":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/Cr\u00e9dit-HABITAT-1.jpg",370,200,false],"2048x2048":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/Cr\u00e9dit-HABITAT-1.jpg",370,200,false],"saturnthemes-financebank-full-thumb":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/Cr\u00e9dit-HABITAT-1.jpg",370,200,false],"saturnthemes-financebank-grid-thumb":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/Cr\u00e9dit-HABITAT-1-270x146.jpg",270,146,true],"saturnthemes-financebank-grid-style1":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/Cr\u00e9dit-HABITAT-1-370x200.jpg",370,200,true],"saturnthemes-financebank-grid-style2":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/Cr\u00e9dit-HABITAT-1.jpg",370,200,false],"saturnthemes-financebank-service-grid":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/Cr\u00e9dit-HABITAT-1-370x200.jpg",370,200,true],"saturnthemes-financebank-staff-grid":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/Cr\u00e9dit-HABITAT-1-270x200.jpg",270,200,true],"rpwe-thumbnail":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2020\/12\/Cr\u00e9dit-HABITAT-1.jpg",45,24,false]},"rttpg_author":{"display_name":"Rim Jridi","author_link":"https:\/\/www.stb.com.tn\/fr\/author\/rym-pixels\/"},"rttpg_comment":0,"rttpg_category":" Fran\u00e7ais<\/a>","rttpg_excerpt":"[vc_section css=”.vc_custom_1619000643826{padding-top: 80px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/04\/credit-habitat-1920×350-1.jpg?id=11543) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” el_class=”banner-top”][vc_row wrap_container=”yes” css=”.vc_custom_1617312766243{padding-top: 30px !important;padding-bottom: 30px !important;}”][vc_column][vc_custom_heading text=”CR\u00c9DIT HABITAT ” font_container=”tag:h1|font_size:30|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=””][vc_custom_heading text=”Vous souhaitez construire, acqu\u00e9rir ou r\u00e9nover un bien immobilier ? Avec le Cr\u00e9dit HABITAT, On est l\u00e0 pour r\u00e9aliser vos r\u00eaves\u2026 ” font_container=”tag:h2|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”400″ text_transform=”none”\u2026","_links":{"self":[{"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/pages\/3613"}],"collection":[{"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/comments?post=3613"}],"version-history":[{"count":2,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/pages\/3613\/revisions"}],"predecessor-version":[{"id":36726,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/pages\/3613\/revisions\/36726"}],"up":[{"embeddable":true,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/pages\/31501"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/media\/7002"}],"wp:attachment":[{"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/media?parent=3613"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\n” font_container=”tag:h1|font_size:30|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=””][vc_custom_heading text=”Vous souhaitez construire, acqu\u00e9rir ou r\u00e9nover un bien immobilier ?
\nAvec le Cr\u00e9dit HABITAT, On est l\u00e0 pour r\u00e9aliser vos r\u00eaves\u2026 ” font_container=”tag:h2|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”400″ text_transform=”none” has_icon=”” css=”.vc_custom_1617359579182{margin-top: 15px !important;}”][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=”breadcrump-container”][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=”top” wrap_container=”yes” css=”.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}” el_class=”bloc-row”][vc_column width=”1\/2″ css=”.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Avantages” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1641064923110{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]Financez vos projets immobiliers, en fonction de vos besoins, et payez plus tard\u00a0!<\/strong><\/span>
\nLe Cr\u00e9dit HABIAT sur 20 ans, vous permet d\u2019acc\u00e9der \u00e0 la propri\u00e9t\u00e9 de votre logement\u00a0:<\/span><\/p>\n\n
\n
\n
\n” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1641064940419{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]Un cr\u00e9dit pour tous !<\/strong><\/span><\/p>\n\n
\n
\n
CR\u00c9DIT DIRECT
\n<\/a><\/h3>\n
\n CR\u00c9DIT ESLAH MASKEN
\n<\/a><\/h3>\n
\nPR\u00caT EPARGNE LOGEMENT
\n<\/a><\/h3>\n
\n