[\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=”top” wrap_container=”yes” css=”.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}” el_class=”bloc-row”][vc_column width=”1\/2″ css=”.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”\u00c9ligibilit\u00e9
\n” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958287668{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]Peut y souscrire toute personne physique majeure, tunisienne exer\u00e7ant une activit\u00e9 salariale ou lib\u00e9rale<\/p>\n
Important<\/strong> : Les \u00e2ges cumul\u00e9s de l’assur\u00e9 et du b\u00e9n\u00e9ficiaire ne doivent pas d\u00e9passer 75 ans \u00e0 la date de la souscription[\/vc_column_text][\/vc_column][vc_column width=”1\/2″ css=”.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Documents n\u00e9cessaires” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1641046172339{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]Pour souscrire, nous vous invitons \u00e0 contacter sans tarder, un conseiller STB en vous adressant \u00e0 l\u2019agence STB Bank la plus proche.[\/vc_column_text][\/vc_column][\/vc_row][vc_row wrap_container=”yes” css=”.vc_custom_1571735166609{margin-top: 30px !important;}”][vc_column][vc_custom_heading text=”Questions Fr\u00e9quentes” font_container=”tag:h2|font_size:28|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”600″ text_transform=”none” has_icon=”” css=”.vc_custom_1617187680135{margin-bottom: 40px !important;}” el_class=”border-left-hr”][vc_tta_accordion style=”flat” shape=”square” active_section=”1″ el_class=”accordian-blue”][vc_tta_section title=”Comment ouvrir un compte ?” tab_id=”1571734776695-99573445-e3ff0734-67aaa76b-ceca”][vc_column_text]Il vous suffit de vous pr\u00e9senter \u00e0 l\u2019agence STB la plus proche de vous, munis de votre carte d\u2019identit\u00e9 nationale.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=”Qu’est-ce qu’un IBAN et qu\u2019est-ce qu\u2019un RIB ?” tab_id=”1571734776695-99573445-e3fg0734-67aaa76b-ceca”][vc_column_text]Le RIB (Relev\u00e9 d’Identit\u00e9 Bancaire) compos\u00e9 de 20 chiffres.<\/p>\n l’IBAN (International Bank Account Number)[\/vc_column_text][\/vc_tta_section][vc_tta_section title=”Je voudrais qu\u2019un proche puisse avoir acc\u00e8s \u00e0 la gestion de mon compte. Est-ce possible ?” tab_id=”1571734845664-f5da1132-ffc80734-67aaa76b-ceca”][vc_column_text]Oui, suite \u00e0 une demande de procuration.<\/strong>[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row][vc_row wrap_container=”yes”][vc_column][vc_custom_heading text=”EPARGNE UNIVERSITY… et les autres !” font_container=”tag:h2|font_size:32|text_align:center|color:%23000000″ use_theme_fonts=”yes” font_weight=”400″ text_transform=”none” has_icon=”” el_class=”title-page-hr-style2″ css=”.vc_custom_1692793271412{margin-bottom: 35px !important;padding-top: 20px !important;}”][vc_row_inner el_class=”row-mixed-box” el_id=”block2″][vc_column_inner width=”1\/3″ css=”.vc_custom_1598866383342{margin-bottom: 20px !important;}”][vc_single_image image=”7713″ img_size=”370×200″ onclick=”custom_link” link=”\/fr\/particuliers\/comptes-epargne-bancaire\/compte-epargne-actions\/”][vc_column_text css=”.vc_custom_1618908583769{border-top-width: 0px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 15px !important;border-left-color: #c2c2c2 !important;border-left-style: solid !important;border-right-color: #c2c2c2 !important;border-right-style: solid !important;border-top-color: #c2c2c2 !important;border-top-style: solid !important;border-bottom-color: #c2c2c2 !important;border-bottom-style: solid !important;border-radius: 1px !important;}” el_class=”min-height-text”]<\/p>\n Vous envisagez de diversifier votre \u00e9pargne\u00a0?<\/p>\n [\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/3″ css=”.vc_custom_1598866394585{margin-bottom: 20px !important;}”][vc_single_image image=”11113″ img_size=”370×200″ onclick=”custom_link” link=”\/fr\/particuliers\/comptes-epargne-bancaire\/plan-epargne-confort\/”][vc_column_text css=”.vc_custom_1618908655233{border-top-width: 0px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 15px !important;border-left-color: #c2c2c2 !important;border-left-style: solid !important;border-right-color: #c2c2c2 !important;border-right-style: solid !important;border-top-color: #c2c2c2 !important;border-top-style: solid !important;border-bottom-color: #c2c2c2 !important;border-bottom-style: solid !important;border-radius: 1px !important;}” el_class=”min-height-text”]<\/p>\n Vous avez des projets personnels et familiaux en vue ?<\/p>\n [\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/3″ css=”.vc_custom_1598866402600{margin-bottom: 20px !important;}”][vc_single_image image=”34393″ img_size=”370×200″ onclick=”custom_link” link=”\/fr\/particuliers\/comptes-epargne-bancaire\/epargne-investi\/”][vc_column_text css=”.vc_custom_1688383114695{border-top-width: 0px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 15px !important;border-left-color: #c2c2c2 !important;border-left-style: solid !important;border-right-color: #c2c2c2 !important;border-right-style: solid !important;border-top-color: #c2c2c2 !important;border-top-style: solid !important;border-bottom-color: #c2c2c2 !important;border-bottom-style: solid !important;border-radius: 1px !important;}” el_class=”min-height-text”]<\/p>\n Epargne Investi \u2026Un Placement prudent et s\u00fbr! !<\/p>\n [\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":" [vc_section css=”.vc_custom_1700648497879{padding-top: 85px !important;padding-bottom: 50px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2023\/11\/STB_university-1920x350px.jpg?id=34885) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” el_class=”banner-top”][vc_row wrap_container=”yes” css=”.vc_custom_1617187586446{padding-top: 30px !important;padding-bottom: 30px !important;}”][vc_column][vc_custom_heading text=”EPARGNE UNIVERSITY ” font_container=”tag:h1|font_size:30|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=””][vc_custom_heading text=”Gr\u00e2ce \u00e0 l\u2019\u00e9pargne UNIVERSITY, la STB, vous pr\u00e9pare pour le premier pas \u00e0 l\u2019universit\u00e9. ” font_container=”tag:h2|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”400″ text_transform=”none” has_icon=”” css=”.vc_custom_1688382670388{margin-top: 15px !important;}”][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=”breadcrump-container”][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=”top” wrap_container=”yes” css=”.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}” el_class=”bloc-row”][vc_column width=”1\/2″ css=”.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Avantages” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text] Vous souhaitez garantir l\u2019avenir de vos enfants, ou l\u2019un de vos proches et b\u00e9n\u00e9ficier d\u2019un capital ou une bourse disponible et certaine pour financer les \u00e9tudes sup\u00e9rieurs? Gr\u00e2ce \u00e0 l\u2019\u00e9pargne UNIVERSITY, la STB, vous pr\u00e9pare pour le premier pas \u00e0 l\u2019universit\u00e9. Une fiscalit\u00e9 avantageuse: Une d\u00e9duction pouvant atteindre 100 000 DT par an Disponibilit\u00e9 de l\u2019\u00e9pargne. Une succession nette. R\u00e9mun\u00e9ration attractive. Pas de risque de perte en capital. [\/vc_column_text][\/vc_column][vc_column width=”1\/2″ css=”.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Caract\u00e9ristiques ” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958264014{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text] UNIVERSITY ! C\u2019est un produit d\u2019\u00e9pargne par capitalisation qui […]<\/p>\n","protected":false},"author":24,"featured_media":34390,"parent":3077,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Epargne University - STB","_seopress_titles_desc":"Gr\u00e2ce \u00e0 l\u2019\u00e9pargne UNIVERSITY, la STB, vous pr\u00e9pare pour le premier pas \u00e0 l\u2019universit\u00e9.","_seopress_robots_index":"","footnotes":""},"class_list":["post-34636","page","type-page","status-publish","has-post-thumbnail","hentry"],"publishpress_future_action":{"enabled":false,"date":"2026-05-06 13:30:10","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"language"},"rttpg_featured_image_url":{"full":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2023\/06\/Investi215x136.png",215,136,false],"landscape":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2023\/06\/Investi215x136.png",215,136,false],"portraits":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2023\/06\/Investi215x136.png",215,136,false],"thumbnail":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2023\/06\/Investi215x136-150x136.png",150,136,true],"medium":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2023\/06\/Investi215x136.png",215,136,false],"large":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2023\/06\/Investi215x136.png",215,136,false],"1536x1536":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2023\/06\/Investi215x136.png",215,136,false],"2048x2048":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2023\/06\/Investi215x136.png",215,136,false],"saturnthemes-financebank-full-thumb":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2023\/06\/Investi215x136.png",215,136,false],"saturnthemes-financebank-grid-thumb":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2023\/06\/Investi215x136.png",215,136,false],"saturnthemes-financebank-grid-style1":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2023\/06\/Investi215x136.png",215,136,false],"saturnthemes-financebank-grid-style2":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2023\/06\/Investi215x136.png",215,136,false],"saturnthemes-financebank-service-grid":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2023\/06\/Investi215x136.png",215,136,false],"saturnthemes-financebank-staff-grid":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2023\/06\/Investi215x136.png",215,136,false],"rpwe-thumbnail":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2023\/06\/Investi215x136.png",45,28,false]},"rttpg_author":{"display_name":"Rim Jridi","author_link":"https:\/\/www.stb.com.tn\/fr\/author\/rym-pixels\/"},"rttpg_comment":0,"rttpg_category":" Fran\u00e7ais<\/a>","rttpg_excerpt":"[vc_section css=”.vc_custom_1700648497879{padding-top: 85px !important;padding-bottom: 50px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2023\/11\/STB_university-1920x350px.jpg?id=34885) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” el_class=”banner-top”][vc_row wrap_container=”yes” css=”.vc_custom_1617187586446{padding-top: 30px !important;padding-bottom: 30px !important;}”][vc_column][vc_custom_heading text=”EPARGNE UNIVERSITY ” font_container=”tag:h1|font_size:30|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=””][vc_custom_heading text=”Gr\u00e2ce \u00e0 l\u2019\u00e9pargne UNIVERSITY, la STB, vous pr\u00e9pare pour le premier pas \u00e0 l\u2019universit\u00e9. ” font_container=”tag:h2|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”400″ text_transform=”none” has_icon=”” css=”.vc_custom_1688382670388{margin-top: 15px !important;}”][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=”breadcrump-container”][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=”top” wrap_container=”yes”\u2026","_links":{"self":[{"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/pages\/34636"}],"collection":[{"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/comments?post=34636"}],"version-history":[{"count":0,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/pages\/34636\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/pages\/3077"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/media\/34390"}],"wp:attachment":[{"href":"https:\/\/www.stb.com.tn\/fr\/wp-json\/wp\/v2\/media?parent=34636"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}COMPTE EPARGNE EN ACTIONS\u00a0<\/a><\/h3>\n
\nPLAN EPARGNE CONFORT<\/a><\/h3>\n
\nEPARGNE INVESTI<\/a><\/h3>\n
\n