<ul id="crumbs"><li><a href="https://www.stb.com.tn/fr/">Accueil</a></li>&nbsp;&nbsp;<li>>></li>&nbsp;&nbsp;</ul>{"id":31826,"date":"2022-06-27T15:57:19","date_gmt":"2022-06-27T13:57:19","guid":{"rendered":"https:\/\/www.stb.com.tn\/fr\/?page_id=31826"},"modified":"2025-04-18T10:15:48","modified_gmt":"2025-04-18T08:15:48","slug":"credit-efficacite-eneretique-et-cogeneration","status":"publish","type":"page","link":"https:\/\/www.stb.com.tn\/fr\/entreprises\/credits-et-financement\/credit-efficacite-eneretique-et-cogeneration\/","title":{"rendered":"Cr\u00e9dit efficacit\u00e9 \u00e9nerg\u00e9tique et cogeneration"},"content":{"rendered":"<p>[vc_section css=&#8221;.vc_custom_1660045364116{padding-top: 80px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2022\/08\/STB_Ecolo-pro-1920&#215;350.jpg?id=32454) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; el_class=&#8221;banner-top&#8221;][vc_row wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1617358079351{padding-top: 30px !important;padding-bottom: 30px !important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Cr\u00e9dit efficacit\u00e9 \u00e9nerg\u00e9tique et cogeneration&#8221; font_container=&#8221;tag:h1|font_size:30|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=&#8221;breadcrump-container&#8221;][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}&#8221; el_class=&#8221;bloc-row&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Fonctionnalit\u00e9s&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1655910781555{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]Vous souhaitez inscrire votre projet dans une dynamique de transition \u00e9cologique et \u00e9nerg\u00e9tique et cherchez des financements pour vos investissements\u00a0?<\/p>\n<p>La STB BANK met \u00e0 votre disposition le\u00a0<strong>Cr\u00e9dit Efficacit\u00e9 Energ\u00e9tique &#038; Cog\u00e9n\u00e9ration.<\/strong><\/p>\n<p><strong>Le Cr\u00e9dit Efficacit\u00e9 Energ\u00e9tique et Cog\u00e9n\u00e9ration<\/strong>\u00a0destin\u00e9 \u00e0 financer les investissements suivants\u00a0:<\/p>\n<ul>\n<li>Syst\u00e8mes de gestion de l\u2019\u00e9nergie<\/li>\n<li>Consultations, extensions et r\u00e9novation \u00e9nerg\u00e9tiques<\/li>\n<li>Production du froid \u00e0 partir du gaz naturel<\/li>\n<li>Stockage du froid<\/li>\n<li>Production du biogaz<\/li>\n<li>Stations de diagnostic moteur<\/li>\n<li>Autres investissements<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Caract\u00e9ristiques &#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1641066599177{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<ul>\n<li>Dur\u00e9e de remboursement<br \/>\n7 ans pour les voitures neuves et 5 ans pour les voitures d\u2019occasion.<\/li>\n<li>Franchise 1 mois.<\/li>\n<li>Taux avantageux<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}&#8221; el_class=&#8221;bloc-row&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;\u00c9ligibilit\u00e9<br \/>\n&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1641066623791{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]Le Cr\u00e9dit Efficacit\u00e9 Energ\u00e9tique et Cog\u00e9n\u00e9ration est destin\u00e9 aux entreprises et professionnels ayant une forte consommation \u00e9nerg\u00e9tique, leur permettant de profiter des taux privil\u00e9gi\u00e9s des lignes de cr\u00e9dits ext\u00e9rieures et des primes pr\u00e9vues dans le cadre du programme du Fonds de Transition Energ\u00e9tique (FTE).[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Documents n\u00e9cessaires<br \/>\n&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1656338212822{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<ul>\n<li>Note descriptive du projet\u00a0;<\/li>\n<li>R\u00e9f\u00e9rences du promoteur dans le cas d\u2019une cr\u00e9ation\u00a0;<\/li>\n<li>Factures pro-forma et pi\u00e8ces justificatives de l\u2019investissement\u00a0;<\/li>\n<li>Tableaux de rentabilit\u00e9 et tr\u00e9sorerie pr\u00e9visionnels\u00a0;<\/li>\n<li>Les deux derniers \u00e9tats financiers pour les projets d\u2019extension\u00a0;<\/li>\n<li>Titres fonciers r\u00e9cents pour les garanties hypoth\u00e9caires\u00a0;<\/li>\n<li>Approbation d\u2019audit de l\u2019Agence Nationale pour la Ma\u00eetrise de l\u2019Energie (ANME)\u00a0;<\/li>\n<li>Attestation d\u2019efficacit\u00e9 \u00e9nerg\u00e9tique d\u00e9livr\u00e9e par la commission de l\u2019ANME en cas de cog\u00e9n\u00e9ration.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_section css=&#8221;.vc_custom_1660045364116{padding-top: 80px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2022\/08\/STB_Ecolo-pro-1920&#215;350.jpg?id=32454) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; 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font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1655910781555{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]Vous souhaitez inscrire votre projet dans une dynamique de transition \u00e9cologique et \u00e9nerg\u00e9tique et cherchez des financements pour vos investissements\u00a0? 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Le Cr\u00e9dit Efficacit\u00e9 Energ\u00e9tique et Cog\u00e9n\u00e9ration\u00a0destin\u00e9 \u00e0 financer les investissements suivants\u00a0: Syst\u00e8mes de gestion de l\u2019\u00e9nergie Consultations, extensions et r\u00e9novation \u00e9nerg\u00e9tiques Production du froid \u00e0 partir du gaz naturel Stockage du froid Production du biogaz Stations de diagnostic moteur Autres investissements [\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Caract\u00e9ristiques &#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1641066599177{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text] Dur\u00e9e de remboursement 7 ans pour les voitures neuves et 5 ans pour les voitures d\u2019occasion. 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