<ul id="crumbs"><li><a href="https://www.stb.com.tn/fr/">Accueil</a></li>&nbsp;&nbsp;<li>>></li>&nbsp;&nbsp;</ul>{"id":10412,"date":"2021-03-25T13:03:04","date_gmt":"2021-03-25T12:03:04","guid":{"rendered":"https:\/\/www.stb.com.tn\/fr\/?page_id=10412"},"modified":"2025-04-18T10:22:48","modified_gmt":"2025-04-18T08:22:48","slug":"prefinancement-des-marches","status":"publish","type":"page","link":"https:\/\/www.stb.com.tn\/fr\/entreprises\/financer-votre-cycle-d-exploitation\/prefinancement-des-marches\/","title":{"rendered":"PR\u00c9FINANCEMENT DES MARCH\u00c9S"},"content":{"rendered":"<p>[vc_section css=&#8221;.vc_custom_1617137592445{padding-top: 120px !important;padding-bottom: 50px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/1920&#215;350-Pr\u00e9financement-des-March\u00e9s.jpg?id=10005) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; el_class=&#8221;banner-top&#8221;][vc_row wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1616604273004{padding-top: 30px !important;padding-bottom: 30px !important;}&#8221;][vc_column][vc_custom_heading text=&#8221;PR\u00c9FINANCEMENT DES MARCH\u00c9S&#8221; font_container=&#8221;tag:h1|font_size:30|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221;][vc_custom_heading text=&#8221;&#8221; font_container=&#8221;tag:h2|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;400&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1616675643604{margin-top: 15px !important;}&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=&#8221;breadcrump-container&#8221;][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}&#8221; el_class=&#8221;bloc-row&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Avantages&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<ul>\n<li>Le cr\u00e9dit pr\u00e9financement des march\u00e9s est une solution de financement pour Faire face aux d\u00e9penses occasionn\u00e9es par le d\u00e9marrage des travaux sur un march\u00e9<\/li>\n<li>Le remboursement de ce cr\u00e9dit s\u2019effectuera par un pr\u00e9l\u00e8vement d\u2019un pourcentage de chaque virement re\u00e7u sur le march\u00e9 concern\u00e9.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Caract\u00e9ristiques &#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958264014{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<ul>\n<li>Ce m\u00e9canisme de financement est octroy\u00e9 aux entreprises \u00e9ligibles sans d\u00e9passer la cote th\u00e9orique suivante:<\/li>\n<li>Pour les march\u00e9s publics<\/li>\n<li>La c\u00f4te maximale de ce cr\u00e9dit est g\u00e9n\u00e9ralement de 10% du montant du march\u00e9 conclu sous r\u00e9serve que le dit march\u00e9 ne pr\u00e9voit pas une avance de la part du maitre d\u2019ouvrage auquel cas il y a lieu de la d\u00e9duire.<\/li>\n<li>Pour les march\u00e9s priv\u00e9s<\/li>\n<li>La c\u00f4te maximale est 5 % du montant du march\u00e9 d\u00e9duction faite des avances du maitre d\u2019ouvrage.<\/li>\n<li>La dur\u00e9e d\u2019utilisation de ce cr\u00e9dit correspond \u00e0 la dur\u00e9e du march\u00e9.<\/li>\n<li>Pour accorder ce cr\u00e9dit, la banque exige les garanties d\u2019usage suivantes\u00a0:<\/li>\n<li>La banque accorde cette avance contre le nantissement ou la domiciliation irr\u00e9vocable de ces march\u00e9s et \u00e9ventuellement une garantie hypoth\u00e9caire. <\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}&#8221; el_class=&#8221;bloc-row&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;\u00c9ligibilit\u00e9<br \/>\n&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958287668{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<ul>\n<li>Peuvent b\u00e9n\u00e9ficier de ce cr\u00e9dit toute entreprise titulaire d\u2019un march\u00e9.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Documents n\u00e9cessaires&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1641046172339{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]Pour b\u00e9n\u00e9ficier de ce Cr\u00e9dit, veuillez-vous disposer des documents suivants\u00a0:<\/p>\n<ul>\n<li>Demande client<\/li>\n<li>Copie du march\u00e9<\/li>\n<li>Pour plus de renseignement, adressez-vous \u00e0 votre agence STB<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_section css=&#8221;.vc_custom_1617137592445{padding-top: 120px !important;padding-bottom: 50px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/1920&#215;350-Pr\u00e9financement-des-March\u00e9s.jpg?id=10005) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; 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css=&#8221;.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}&#8221; el_class=&#8221;bloc-row&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Avantages&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text] Le cr\u00e9dit pr\u00e9financement des march\u00e9s est une solution de financement pour Faire face aux d\u00e9penses occasionn\u00e9es par le d\u00e9marrage des travaux sur un march\u00e9 Le remboursement de ce cr\u00e9dit s\u2019effectuera par un pr\u00e9l\u00e8vement d\u2019un pourcentage de chaque virement re\u00e7u sur le march\u00e9 concern\u00e9. [\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Caract\u00e9ristiques &#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958264014{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text] Ce m\u00e9canisme de financement est octroy\u00e9 aux entreprises \u00e9ligibles sans d\u00e9passer la cote th\u00e9orique suivante: Pour les march\u00e9s publics La c\u00f4te maximale de ce cr\u00e9dit est g\u00e9n\u00e9ralement de 10% du montant du march\u00e9 conclu sous r\u00e9serve que le dit march\u00e9 ne pr\u00e9voit pas une avance de la part [&hellip;]<\/p>\n","protected":false},"author":24,"featured_media":10409,"parent":3153,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Pr\u00e9financement de March\u00e9s Publics : Financez le D\u00e9marrage de Vos Travaux","_seopress_titles_desc":"Acc\u00e9dez \u00e0 un cr\u00e9dit de pr\u00e9financement des march\u00e9s de la STB pour couvrir les d\u00e9penses initiales de vos projets. 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