<ul id="crumbs"><li><a href="https://www.stb.com.tn/fr/">Accueil</a></li>&nbsp;&nbsp;<li>>></li>&nbsp;&nbsp;</ul>{"id":10087,"date":"2021-03-23T16:27:08","date_gmt":"2021-03-23T15:27:08","guid":{"rendered":"https:\/\/www.stb.com.tn\/fr\/?page_id=10087"},"modified":"2025-04-18T12:35:30","modified_gmt":"2025-04-18T10:35:30","slug":"credit-a-moyen-terme-a-la-production","status":"publish","type":"page","link":"https:\/\/www.stb.com.tn\/fr\/entreprises\/financer-votre-cycle-d-exploitation\/credit-a-moyen-terme-a-la-production\/","title":{"rendered":"CR\u00c9DIT \u00c0 MOYEN TERME \u00c0 LA PRODUCTION"},"content":{"rendered":"<p>[vc_section css=&#8221;.vc_custom_1617137286219{padding-top: 120px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/1920&#215;350-\u00c0-LA-PRODUCTION.jpg?id=9972) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; el_class=&#8221;banner-top&#8221;][vc_row wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1616603791768{padding-top: 30px !important;padding-bottom: 30px !important;}&#8221;][vc_column][vc_custom_heading text=&#8221;CR\u00c9DIT \u00c0 MOYEN TERME \u00c0 LA PRODUCTION&#8221; font_container=&#8221;tag:h1|font_size:30|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221;][vc_custom_heading text=&#8221;Pour booster votre cycle d&#8217;exploitation &#8221; font_container=&#8221;tag:h2|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;400&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1616603718777{margin-top: 15px !important;}&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=&#8221;breadcrump-container&#8221;][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}&#8221; el_class=&#8221;bloc-row&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Avantages&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<ul>\n<li>Ce cr\u00e9dit est une solution de financement pour financer la vente \u00e0 cr\u00e9dit de biens d\u2019\u00e9quipement ou de services \u00e0 des investisseurs.<\/li>\n<li>Ce cr\u00e9dit permet de relancer le cycle d\u2019exploitation d\u2019une entreprise.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Caract\u00e9ristiques &#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958264014{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<div>Le montant de ce cr\u00e9dit est limit\u00e9 \u00e0 80% des ventes \u00e0 cr\u00e9dits des \u00e9quipements.<\/div>\n<div>REMARQUE:<\/div>\n<ul>\n<li>Pour les chauffes-eau solaires et les \u00e9oliennes de pompage, cette quotit\u00e9 est port\u00e9e \u00e0 90% du montant total des \u00e9quipements et des frais d\u2019installation.<\/li>\n<li>La dur\u00e9e de remboursement de ce cr\u00e9dit doit \u00eatre inf\u00e9rieure \u00e0 60 mois.<\/li>\n<li>Pour b\u00e9n\u00e9ficier de ce cr\u00e9dit, la banque exige les garanties suivantes:<\/li>\n<li>Les garanties usuelles<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}&#8221; el_class=&#8221;bloc-row&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;\u00c9ligibilit\u00e9<br \/>\n&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958287668{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]Ce cr\u00e9dit est destin\u00e9 \u00e0 toute personne physique ou morale justifiant le besoin.[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Documents n\u00e9cessaires&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1641046172339{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<ul>\n<li>Pour b\u00e9n\u00e9ficier de ce cr\u00e9dit, veuillez vous disposer des documents suivants:<\/li>\n<li>Demande de cr\u00e9dit<\/li>\n<li>Les \u00e9tats financiers des 2 derniers exercices<\/li>\n<li>Plan de tr\u00e9sorerie pr\u00e9visionnel<\/li>\n<li>Politique d\u2019approvisionnement, de commercialisation et de recouvrement de la relation<\/li>\n<li>Mode de r\u00e8glement des clients<\/li>\n<li>Pour plus de renseignement, adressez-vous \u00e0 votre agence STB.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_section css=&#8221;.vc_custom_1617137286219{padding-top: 120px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/1920&#215;350-\u00c0-LA-PRODUCTION.jpg?id=9972) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; el_class=&#8221;banner-top&#8221;][vc_row wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1616603791768{padding-top: 30px !important;padding-bottom: 30px !important;}&#8221;][vc_column][vc_custom_heading text=&#8221;CR\u00c9DIT \u00c0 MOYEN TERME \u00c0 LA PRODUCTION&#8221; font_container=&#8221;tag:h1|font_size:30|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221;][vc_custom_heading text=&#8221;Pour booster votre cycle d&#8217;exploitation &#8221; font_container=&#8221;tag:h2|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;400&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1616603718777{margin-top: 15px !important;}&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=&#8221;breadcrump-container&#8221;][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}&#8221; el_class=&#8221;bloc-row&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Avantages&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text] Ce cr\u00e9dit est une solution de financement pour financer la vente \u00e0 cr\u00e9dit de biens d\u2019\u00e9quipement ou de services \u00e0 des investisseurs. Ce cr\u00e9dit permet de relancer le cycle d\u2019exploitation d\u2019une entreprise. [\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Caract\u00e9ristiques &#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958264014{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text] Le montant de ce cr\u00e9dit est limit\u00e9 \u00e0 80% des ventes \u00e0 cr\u00e9dits des \u00e9quipements. REMARQUE: Pour les chauffes-eau solaires et les \u00e9oliennes de pompage, cette quotit\u00e9 est port\u00e9e \u00e0 90% du montant total des \u00e9quipements et des frais d\u2019installation. La dur\u00e9e de remboursement de ce cr\u00e9dit doit \u00eatre inf\u00e9rieure [&hellip;]<\/p>\n","protected":false},"author":24,"featured_media":9892,"parent":3153,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Cr\u00e9dit \u00e0 Moyen Terme \u00e0 la Production et Financement d'\u00c9quipement | STB","_seopress_titles_desc":"Financez vos projets avec la STB : cr\u00e9dit moyen terme pour la production et solutions de financement cycle d'exploitation pour les besoins sp\u00e9cifiques de votre activit\u00e9","_seopress_robots_index":"","footnotes":""},"class_list":["post-10087","page","type-page","status-publish","has-post-thumbnail","hentry"],"publishpress_future_action":{"enabled":false,"date":"2026-05-08 09:38:37","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"language"},"rttpg_featured_image_url":{"full":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370-x-200-CR\u00c9DIT-\u00c0-LA-PRODUCTION-1.jpg",370,200,false],"landscape":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370-x-200-CR\u00c9DIT-\u00c0-LA-PRODUCTION-1.jpg",370,200,false],"portraits":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370-x-200-CR\u00c9DIT-\u00c0-LA-PRODUCTION-1.jpg",370,200,false],"thumbnail":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370-x-200-CR\u00c9DIT-\u00c0-LA-PRODUCTION-1-150x150.jpg",150,150,true],"medium":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370-x-200-CR\u00c9DIT-\u00c0-LA-PRODUCTION-1-300x162.jpg",300,162,true],"large":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370-x-200-CR\u00c9DIT-\u00c0-LA-PRODUCTION-1.jpg",370,200,false],"1536x1536":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370-x-200-CR\u00c9DIT-\u00c0-LA-PRODUCTION-1.jpg",370,200,false],"2048x2048":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370-x-200-CR\u00c9DIT-\u00c0-LA-PRODUCTION-1.jpg",370,200,false],"saturnthemes-financebank-full-thumb":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370-x-200-CR\u00c9DIT-\u00c0-LA-PRODUCTION-1.jpg",370,200,false],"saturnthemes-financebank-grid-thumb":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370-x-200-CR\u00c9DIT-\u00c0-LA-PRODUCTION-1-270x146.jpg",270,146,true],"saturnthemes-financebank-grid-style1":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370-x-200-CR\u00c9DIT-\u00c0-LA-PRODUCTION-1-370x200.jpg",370,200,true],"saturnthemes-financebank-grid-style2":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370-x-200-CR\u00c9DIT-\u00c0-LA-PRODUCTION-1.jpg",370,200,false],"saturnthemes-financebank-service-grid":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370-x-200-CR\u00c9DIT-\u00c0-LA-PRODUCTION-1-370x200.jpg",370,200,true],"saturnthemes-financebank-staff-grid":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370-x-200-CR\u00c9DIT-\u00c0-LA-PRODUCTION-1-270x200.jpg",270,200,true],"rpwe-thumbnail":["https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/370-x-200-CR\u00c9DIT-\u00c0-LA-PRODUCTION-1.jpg",45,24,false]},"rttpg_author":{"display_name":"Rim Jridi","author_link":"https:\/\/www.stb.com.tn\/fr\/author\/rym-pixels\/"},"rttpg_comment":0,"rttpg_category":" <a href=\"https:\/\/www.stb.com.tn\/fr\/\" rel=\"tag\">Fran\u00e7ais<\/a>","rttpg_excerpt":"[vc_section css=&#8221;.vc_custom_1617137286219{padding-top: 120px !important;padding-bottom: 60px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/1920&#215;350-\u00c0-LA-PRODUCTION.jpg?id=9972) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; 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