<ul id="crumbs"><li><a href="https://www.stb.com.tn/fr/">Accueil</a></li>&nbsp;&nbsp;<li>>></li>&nbsp;&nbsp;</ul>{"id":10084,"date":"2021-03-23T16:22:24","date_gmt":"2021-03-23T15:22:24","guid":{"rendered":"https:\/\/www.stb.com.tn\/fr\/?page_id=10084"},"modified":"2025-04-18T12:39:22","modified_gmt":"2025-04-18T10:39:22","slug":"avance-sur-marchandises","status":"publish","type":"page","link":"https:\/\/www.stb.com.tn\/fr\/entreprises\/financer-votre-cycle-d-exploitation\/avance-sur-marchandises\/","title":{"rendered":"AVANCE SUR MARCHANDISES"},"content":{"rendered":"<p>[vc_section css=&#8221;.vc_custom_1619004304090{padding-top: 120px !important;padding-bottom: 50px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/1920&#215;350-AVANCE-SUR-MARCHANDISES.jpg?id=9976) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; el_class=&#8221;banner-top&#8221;][vc_row wrap_container=&#8221;yes&#8221;][vc_column][vc_custom_heading text=&#8221;AVANCE SUR MARCHANDISES&#8221; font_container=&#8221;tag:h1|font_size:30|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221;][vc_custom_heading text=&#8221;Pour financer votre stock de produits agricoles&#8221; font_container=&#8221;tag:h2|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;400&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1616603430753{margin-top: 15px !important;}&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=&#8221;breadcrump-container&#8221;][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}&#8221; el_class=&#8221;bloc-row&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Avantages&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<ul>\n<li>Ce cr\u00e9dit est une solution de financement pour couvrir les besoins de tr\u00e9sorerie n\u00e9s de la d\u00e9tention d\u2019un stock de produits agricoles, soit \u00e0 l\u2019\u00e9tat naturel, soit conditionn\u00e9s ou transform\u00e9s en attendant leur \u00e9coulement.<\/li>\n<li>Ce cr\u00e9dit relaye habituellement le cr\u00e9dit de campagne agricole, et il est apur\u00e9 progressivement jusqu\u2019\u00e0 l\u00a0\u2019\u00e9coulement du stock par le produit des ventes r\u00e9alis\u00e9es.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Caract\u00e9ristiques &#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958264014{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<ul>\n<li>Le montant du cr\u00e9dit est limit\u00e9 \u00e0:<\/li>\n<li>80% de la valeur du stock de pointe d\u00e9tenu par les collecteurs pour les conserves alimentaires, les dattes, les amandes, les produits de la mer, les huiles d\u2019olives et les huiles de grignons,<\/li>\n<li>100% de la valeur du stock de pointe d\u2019huile d\u2019olive d\u00e9tenu par l\u2019ONH,<\/li>\n<li>100% de la valeur de la collecte pr\u00e9visionnelle des c\u00e9r\u00e9ales, l\u00e9gumineuses et vins.<\/li>\n<li>Pour accorder ce cr\u00e9dit, la banque exige des garanties d\u2019usage.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}&#8221; el_class=&#8221;bloc-row&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;\u00c9ligibilit\u00e9<br \/>\n&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958287668{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]Peuvent b\u00e9n\u00e9ficier de ce cr\u00e9dit:<\/p>\n<ul>\n<li>Entreprises Agro-Industrielles<\/li>\n<li>Entreprise commerciales<\/li>\n<li>Exploitant individuel<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Documents n\u00e9cessaires&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1641046172339{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<div>Pour b\u00e9n\u00e9ficier de ce cr\u00e9dit, veuillez vous disposer des documents suivants:<\/div>\n<ul>\n<li>L\u2019\u00e9tat des stocks<\/li>\n<li>Pour plus de renseignement, adressez-vous \u00e0 votre agence STB<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_section css=&#8221;.vc_custom_1619004304090{padding-top: 120px !important;padding-bottom: 50px !important;background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/1920&#215;350-AVANCE-SUR-MARCHANDISES.jpg?id=9976) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; 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el_class=&#8221;bloc-row&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Avantages&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text] Ce cr\u00e9dit est une solution de financement pour couvrir les besoins de tr\u00e9sorerie n\u00e9s de la d\u00e9tention d\u2019un stock de produits agricoles, soit \u00e0 l\u2019\u00e9tat naturel, soit conditionn\u00e9s ou transform\u00e9s en attendant leur \u00e9coulement. Ce cr\u00e9dit relaye habituellement le cr\u00e9dit de campagne agricole, et il est apur\u00e9 progressivement jusqu\u2019\u00e0 l\u00a0\u2019\u00e9coulement du stock par le produit des ventes r\u00e9alis\u00e9es. [\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Caract\u00e9ristiques &#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958264014{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text] Le montant du cr\u00e9dit est limit\u00e9 \u00e0: 80% de la valeur du stock de pointe d\u00e9tenu par les collecteurs pour les conserves alimentaires, les dattes, les amandes, les produits de la mer, [&hellip;]<\/p>\n","protected":false},"author":24,"featured_media":12220,"parent":3153,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Avance sur Marchandises: Cr\u00e9dit Agricole pour Financer Votre Stock | STB","_seopress_titles_desc":"Le Cr\u00e9dit Agricole Avance sur Marchandises aide \u00e0 financer vos stocks de produits agricoles bruts, conditionn\u00e9s ou transform\u00e9s. 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