<ul id="crumbs"><li><a href="https://www.stb.com.tn/fr/">Accueil</a></li>&nbsp;&nbsp;<li>>></li>&nbsp;&nbsp;</ul>{"id":10034,"date":"2021-03-23T15:28:46","date_gmt":"2021-03-23T14:28:46","guid":{"rendered":"https:\/\/www.stb.com.tn\/fr\/?page_id=10034"},"modified":"2025-04-18T10:18:36","modified_gmt":"2025-04-18T08:18:36","slug":"cmt-investissement-immobilier","status":"publish","type":"page","link":"https:\/\/www.stb.com.tn\/fr\/entreprises\/credits-et-financement\/cmt-investissement-immobilier\/","title":{"rendered":"CMT INVESTISSEMENT IMMOBILIER"},"content":{"rendered":"<p>[vc_section css=&#8221;.vc_custom_1703848116643{background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2023\/12\/1920&#215;350-Investissement-.png?id=35154) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; el_class=&#8221;banner-top&#8221;][vc_row wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1616662559694{padding-top: 100px !important;padding-bottom: 60px !important;}&#8221;][vc_column][vc_custom_heading text=&#8221;CR\u00c9DIT MOYEN TERME INVESTISSEMENT IMMOBILIER<br \/>\n&#8221; font_container=&#8221;tag:h1|font_size:30|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221;][vc_custom_heading text=&#8221;POUR FINANCER VOS PROJTS DE CONSTRUCTION&#8221; font_container=&#8221;tag:h2|text_align:left|color:%231b276f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;400&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1716985755886{margin-top: 15px !important;}&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=&#8221;breadcrump-container&#8221;][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}&#8221; el_class=&#8221;bloc-row&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Avantages&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]Ce cr\u00e9dit est une solution de financement des projets de construction des b\u00e2timents \u00e0 usage commercial, administratif\u00a0 ou de location.[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Caract\u00e9ristiques &#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958264014{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<ul>\n<li>Le montant de ce cr\u00e9dit est limit\u00e9 \u00e0 60% du co\u00fbt d\u00a0\u2019investissement.<\/li>\n<li>La dur\u00e9e de remboursement de ce cr\u00e9dit ne peut d\u00e9passer 7ans<\/li>\n<li>Pour b\u00e9n\u00e9ficier de ce cr\u00e9dit, la banque exige les garanties suivantes:<\/li>\n<li>Hypoth\u00e8que sur le bien immobilier<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=&#8221;top&#8221; wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}&#8221; el_class=&#8221;bloc-row&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;\u00c9ligibilit\u00e9<br \/>\n&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958287668{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]<\/p>\n<ul>\n<li>Cette ligne est destin\u00e9e \u00e0 toute personne physique ou morale justifiant le besoin.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Documents n\u00e9cessaires&#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1641046172339{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]Pour b\u00e9n\u00e9ficier de ce cr\u00e9dit, veuillez vous disposer des documents suivants:<\/p>\n<ul>\n<li>Devis de la construction et justificatifs de l\u2019achat du terrain.<\/li>\n<li>Pour plus de renseignement, adressez-vous \u00e0 votre agence STB.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row wrap_container=&#8221;yes&#8221;][vc_column offset=&#8221;vc_hidden-lg vc_hidden-md vc_hidden-sm vc_hidden-xs&#8221;][vc_custom_heading text=&#8221;CMT INVESTISSEMENT IMMOBILIER &#8230; et les autres !&#8221; font_container=&#8221;tag:h2|font_size:32|text_align:center|color:%23000000&#8243; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;400&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; el_class=&#8221;title-page-hr-style2&#8243; 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el_class=&#8221;min-height-text&#8221;]<\/p>\n<h3 style=\"text-align: center;\"><a href=\"\/fr\/entreprises\/financer-vos-investissements\/credit-moyen-terme-dinvestissement-sur-ressources-ordinaires\/\">CR\u00c9DIT MOYEN TERME D\u2019INVESTISSEMENT<br \/>\n<\/a><\/h3>\n<hr \/>\n<p style=\"text-align: center;\">\u00c9voluez vers des projets de plus grande envergure avec le Cr\u00e9dit d\u2019Investissement !<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_section css=&#8221;.vc_custom_1703848116643{background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2023\/12\/1920&#215;350-Investissement-.png?id=35154) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; el_class=&#8221;banner-top&#8221;][vc_row wrap_container=&#8221;yes&#8221; css=&#8221;.vc_custom_1616662559694{padding-top: 100px !important;padding-bottom: 60px !important;}&#8221;][vc_column][vc_custom_heading text=&#8221;CR\u00c9DIT MOYEN TERME INVESTISSEMENT IMMOBILIER &#8221; 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font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text]Ce cr\u00e9dit est une solution de financement des projets de construction des b\u00e2timents \u00e0 usage commercial, administratif\u00a0 ou de location.[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}&#8221;][vc_custom_heading text=&#8221;Caract\u00e9ristiques &#8221; font_container=&#8221;tag:h2|font_size:30px|text_align:left|color:%23186e9f&#8221; use_theme_fonts=&#8221;yes&#8221; font_weight=&#8221;700&#8243; text_transform=&#8221;none&#8221; has_icon=&#8221;&#8221; css=&#8221;.vc_custom_1640958264014{margin-top: 50px !important;margin-bottom: 20px !important;}&#8221; el_class=&#8221;border-left-hr&#8221;][vc_column_text] Le montant de ce cr\u00e9dit est limit\u00e9 \u00e0 60% du co\u00fbt d\u00a0\u2019investissement. 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