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[vc_section css=”.vc_custom_1617139559562{background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/1920×350-Cr\u00e9dit-Allemande-KFW.jpg?id=9985) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” el_class=”banner-top”][vc_row wrap_container=”yes” css=”.vc_custom_1616661194749{padding-top: 100px !important;padding-bottom: 40px !important;}”][vc_column][vc_custom_heading text=”LIGNE DE CR\u00c9DIT ALLEMANDE KFW” font_container=”tag:h1|font_size:30|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=””][vc_custom_heading text=”POUR FINANCER VOS PROJETS D’INVESTISSEMENT” font_container=”tag:h2|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”400″ text_transform=”none” has_icon=”” css=”.vc_custom_1616661082100{margin-top: 15px !important;}”][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=”breadcrump-container”][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=”top” wrap_container=”yes” css=”.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}” el_class=”bloc-row”][vc_column width=”1\/2″ css=”.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Avantages” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]Ligne de cr\u00e9dit KFW<\/strong><\/p>\n

\n
• Cette ligne de cr\u00e9dit est destin\u00e9e \u00e0 financer des projets d\u2019investissement (cr\u00e9ation et extension).<\/li>\n
• Les fonds de la ligne de cr\u00e9dit ne peuvent pas \u00eatre utilis\u00e9s pour :\n
  \n
  • \u00a0 La restructuration des entreprises qui sont en situation financi\u00e8re difficile (2, 3 ou 4 selon classification BCT);<\/li>\n
  • \u00a0Le financement des entreprises op\u00e9rant dans la promotion immobili\u00e8re et la construction d\u2019h\u00f4tels.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n

    [\/vc_column_text][\/vc_column][vc_column width=”1\/2″ css=”.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Caract\u00e9ristiques ” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958264014{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]<\/p>\n

    \n
    • Le montant maximal cumul\u00e9 par client financ\u00e9 par la ligne ne d\u00e9passe pas 2 millions de TND.<\/li>\n
    • Cr\u00e9dit d\u2019investissement :<\/strong>\n
      \n
      • La dur\u00e9e maximale de remboursement du cr\u00e9dit octroy\u00e9 sur la ligne KFW est de 10 ans dont 4 ans de franchise.<\/li>\n
      • La date limite d\u2019imputation est pr\u00e9vue au 31\/12\/2023.<\/li>\n
      • Pour accorder ce cr\u00e9dit, la banque exige les garanties suivantes:<\/li>\n
      • Nantissement sur actifs du projet<\/li>\n
      • Garanties hypoth\u00e9caires<\/li>\n
      • Garantie SOTUGAR (Du cas par cas).<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n

        [\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=”top” wrap_container=”yes” css=”.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}” el_class=”bloc-row”][vc_column width=”1\/2″ css=”.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”\u00c9ligibilit\u00e9
        \n” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958287668{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]Cette\u00a0 ligne de\u00a0 cr\u00e9dit est destin\u00e9e aux TPME :<\/strong><\/p>\n

        \n
        • Ayant un registre de commerce.<\/li>\n
        • Op\u00e9rant\u00a0 sous forme d\u2019affaire personnelle (personne physique) ou de soci\u00e9t\u00e9 (personne morale).<\/li>\n
        • Ayant un effectif inf\u00e9rieur ou \u00e9gal \u00e0 200 salari\u00e9s.<\/li>\n
        • R\u00e9alisant un chiffre d\u2019affaire inf\u00e9rieur ou \u00e9gal \u00e0 10 millions de Dinars.<\/li>\n
        • N\u2019appartenant pas \u00e0 un groupe de soci\u00e9t\u00e9s.<\/li>\n<\/ul>\n

          [\/vc_column_text][\/vc_column][vc_column width=”1\/2″ css=”.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Documents n\u00e9cessaires” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1641046172339{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]Pour b\u00e9n\u00e9ficier de ce cr\u00e9dit, veuillez vous disposer des documents suivants:<\/strong><\/p>\n

          \n
          • Note descriptive du projet.<\/li>\n
          • R\u00e9f\u00e9rences du promoteur dans le cas d\u2019une cr\u00e9ation.<\/li>\n
          • Factures pro-forma et pi\u00e8ces justificatives de l\u2019investissement.<\/li>\n
          • 2 derniers \u00e9tats financiers pour les projets d\u2019extension.<\/li>\n
          • Titres fonciers r\u00e9cents pour les garanties hypoth\u00e9caire.<\/li>\n
          • Pour plus de renseignement, adressez-vous \u00e0 votre agence STB.<\/li>\n<\/ul>\n

            [\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"

            [vc_section css=”.vc_custom_1617139559562{background-image: url(https:\/\/www.stb.com.tn\/wp-content\/uploads\/2021\/03\/1920×350-Cr\u00e9dit-Allemande-KFW.jpg?id=9985) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” el_class=”banner-top”][vc_row wrap_container=”yes” css=”.vc_custom_1616661194749{padding-top: 100px !important;padding-bottom: 40px !important;}”][vc_column][vc_custom_heading text=”LIGNE DE CR\u00c9DIT ALLEMANDE KFW” font_container=”tag:h1|font_size:30|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=””][vc_custom_heading text=”POUR FINANCER VOS PROJETS D’INVESTISSEMENT” font_container=”tag:h2|text_align:left|color:%231b276f” use_theme_fonts=”yes” font_weight=”400″ text_transform=”none” has_icon=”” css=”.vc_custom_1616661082100{margin-top: 15px !important;}”][\/vc_column][\/vc_row][\/vc_section][vc_row el_class=”breadcrump-container”][vc_column][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=”top” wrap_container=”yes” css=”.vc_custom_1639489739106{margin-top: 10px !important;margin-bottom: 10px !important;}” el_class=”bloc-row”][vc_column width=”1\/2″ css=”.vc_custom_1639385425836{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Avantages” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958275724{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text]Ligne de cr\u00e9dit KFW Cette ligne de cr\u00e9dit est destin\u00e9e \u00e0 financer des projets d\u2019investissement (cr\u00e9ation et extension). Les fonds de la ligne de cr\u00e9dit ne peuvent pas \u00eatre utilis\u00e9s pour : \u00a0 La restructuration des entreprises qui sont en situation financi\u00e8re difficile (2, 3 ou 4 selon classification BCT); \u00a0Le financement des entreprises op\u00e9rant dans la promotion immobili\u00e8re et la construction d\u2019h\u00f4tels. [\/vc_column_text][\/vc_column][vc_column width=”1\/2″ css=”.vc_custom_1639385414723{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-top: 5px !important;padding-right: 5px !important;padding-bottom: 5px !important;padding-left: 5px !important;}”][vc_custom_heading text=”Caract\u00e9ristiques ” font_container=”tag:h2|font_size:30px|text_align:left|color:%23186e9f” use_theme_fonts=”yes” font_weight=”700″ text_transform=”none” has_icon=”” css=”.vc_custom_1640958264014{margin-top: 50px !important;margin-bottom: 20px !important;}” el_class=”border-left-hr”][vc_column_text] Le montant maximal cumul\u00e9 par client financ\u00e9 par la ligne ne d\u00e9passe pas 2 millions de TND. Cr\u00e9dit d\u2019investissement : La dur\u00e9e maximale de remboursement du cr\u00e9dit […]<\/p>\n","protected":false},"author":24,"featured_media":9898,"parent":3148,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Ligne de Cr\u00e9dit Allemande KfW pour Projets d\u2019Investissement | STB","_seopress_titles_desc":"La Ligne de Cr\u00e9dit KfW aide les entreprises dans les projets d\u2019investissement, cr\u00e9ation ou extension pour booster la croissance avec des conditions adapt\u00e9es aux besoins","_seopress_robots_index":"","footnotes":""},"class_list":["post-10009","page","type-page","status-publish","has-post-thumbnail","hentry"],"publishpress_future_action":{"enabled":false,"date":"2026-05-23 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